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Anthem Blue Cross and Blue Shield of Connecticut Lumenos HSA – Connecticut Health Insurance Plan

A detailed comparison of the Anthem Blue Cross and Blue Shield of Connecticut Lumenos HSA health insurance plan as offered in Connecticut is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Anthem Blue Cross and Blue Shield of Connecticut plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Anthem Blue Cross and Blue Shield of Connecticut health insurance quote for Connecticut now or view all of our Anthem Blue Cross and Blue Shield of Connecticut health insurance quotes.

  Network Non-Network
Copay N/A N/A
OfficeVisit Doctors' Office Visits: 0% Coinsurance Doctors' Office Visits: 30% Coinsurance
Deductible false $8,000 $8,000
Coinsurance 0% 30%
Coinsurance Limit
Out-of-Pocket Maximum N/A N/A
Lifetime Maximum None None
Prescription Drugs Retail Drugs (and Mail Order Drugs when available) - Generic drugs required if available. If a brand-name drug is purchased when generic was available, member pays the applicable copay/coinsurance plus the difference between the brand-name and generic. Retail Drugs (and Mail Order Drugs when available) - Generic drugs required if available. If a brand-name drug is purchased when generic was available, member pays the applicable copay/coinsurance plus the difference between the brand-name and generic.
Emergency Room 0% Coinsurance 0% Coinsurance
Adult Preventative Care 0% Coinsurance, not subject to deductible (Covers nationally recommended preventive care for adults including PSA screenings, Pap tests, mammograms and more) 30% Coinsurance (Covers nationally recommended preventive care for adults including PSA screenings, Pap tests, mammograms and more)
Child Preventative Care 0% Coinsurance, not subject to deductible (Covers nationally recommended preventive care for children including immunizations and more) 30% Coinsurance (Covers nationally recommended preventive care for children including immunizations and more)
Lab / X-Ray 0% Coinsurance 30% Coinsurance
Maternity Not Covered Not Covered
Physical Therapy 0% Coinsurance (20 visits per year per person, in and out-of-network combined) 30% Coinsurance (20 visits per year per person, in and out-of-network combined)
Home Health Care
  • Home Health Care (Member can not pay more than 25%/$420 Social Services as stated in mandate): 0% Coinsurance (100 visit limit per year per person, in and out-of-network combined)
  • Hospice Care: 0% Coinsurance (Coverage if member is diagnosed as
  • Home Health Care (Member can not pay more than 25%/$420 Social Services as stated in mandate): 30% Coinsurance (100 visit limit per year per person, in and out-of-network combined)
  • Hospice Care: 30% Coinsurance (Coverage if member is diagnosed a
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    Mental Health Mental Health Care/Substance Abuse (as stated in mandate) -
    • Inpatient: 0% Coinsurance
    • Outpatient: 0% Coinsurance
    		 Mental Health Care/Substance Abuse (as stated in mandate) -
    • Inpatient: 30% Coinsurance
    • Outpatient: 30% Coinsurance
    Hospital Care
  • Professional and Diagnostic Services (X-ray, lab, anesthesia, surgeon, etc.): 0% Coinsurance
  • Inpatient and Diagnostic Services (overnight hospital/facility stays): 0% Coinsurance
  • Outpatient Services (without overnight hospital/facility stay
    		•
  • Professional and Diagnostic Services (X-ray, lab, anesthesia, surgeon, etc.): 30% Coinsurance
  • Inpatient and Diagnostic Services (overnight hospital/facility stays): 30% Coinsurance
  • Outpatient Services (without overnight hospital/facility st
    		•
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