Anthem Blue Cross and Blue Shield of Indiana Lumenos HSA Plus – Indiana Health Insurance Plan
A detailed comparison of the Anthem Blue Cross and Blue Shield of Indiana Lumenos HSA Plus health insurance plan as offered in Indiana is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Anthem Blue Cross and Blue Shield of Indiana plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Anthem Blue Cross and Blue Shield of Indiana health insurance quote for Indiana now or view all of our Anthem Blue Cross and Blue Shield of Indiana health insurance quotes.
| Network | Non-Network | |
|---|---|---|
| Copay | N/A | N/A |
| OfficeVisit | 50% after deductible | 70% after deductible |
| Deductible false | $3,000 (family) | $3,000 (family) |
| Coinsurance | 50% | 70% |
| Coinsurance Limit | ||
| Out-of-Pocket Maximum | N/A | N/A |
| Lifetime Maximum | Unlimited | Unlimited |
| Prescription Drugs | Retail Drugs (Mail Order Available - Up to 90-day supply): Member pays 50% after deductible | Retail Drugs (Mail Order Available - Up to 90-day supply): Member pays 70% after deductible |
| Emergency Room | 50% after deductible | 50% after deductible (Member is responsible for charged amount that exceeds Anthem's maximum allowable amount.) |
| Adult Preventative Care | Includes all nationally recommended preventive services including immunizations, PSA screenings, Pap tests, mammograms etc.: No deductible, copay, or coinsurance | Includes all nationally recommended preventive services including immunizations, PSA screenings, Pap tests, mammograms etc.: 70% after deductible |
| Child Preventative Care | Includes all nationally recommended preventive services including well-child care, immunizations, etc.: No deductible, copay, or coinsurance | Includes all nationally recommended preventive services including well-child care, immunizations, etc.: 70% after deductible |
| Lab / X-Ray | 50% after deductible | 70% after deductible |
| Maternity | Not Covered, except covered for complications of pregnancy only. | Not Covered, except covered for complications of pregnancy only. |
| Physical Therapy | 50% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined) | 70% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined) |
| Home Health Care | 50% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.) | Member pays 70% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.) |
| Mental Health | 50% after deductible | 70% after deductible |
| Hospital Care | 50% after deductible | 70% after deductible |
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