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Anthem Blue Cross and Blue Shield of Indiana Lumenos HSA Plus – Indiana Health Insurance Plan

A detailed comparison of the Anthem Blue Cross and Blue Shield of Indiana Lumenos HSA Plus health insurance plan as offered in Indiana is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Anthem Blue Cross and Blue Shield of Indiana plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Anthem Blue Cross and Blue Shield of Indiana health insurance quote for Indiana now or view all of our Anthem Blue Cross and Blue Shield of Indiana health insurance quotes.

  Network Non-Network
Copay N/A N/A
OfficeVisit 0% after deductible 40% after deductible
Deductible false $7,000 (family) $7,000 (family)
Coinsurance 0% 40%
Coinsurance Limit
Out-of-Pocket Maximum N/A N/A
Lifetime Maximum Unlimited Unlimited
Prescription Drugs Retail Drugs (Mail Order Available - Up to 90-day supply): Member pays 0% after deductible Retail Drugs (Mail Order Available - Up to 90-day supply): Member pays 40% after deductible
Emergency Room 0% after deductible 0% after deductible (Member is responsible for charged amount that exceeds Anthem's maximum allowable amount.)
Adult Preventative Care Includes all nationally recommended preventive services including immunizations, PSA screenings, Pap tests, mammograms etc.: No deductible, copay, or coinsurance Includes all nationally recommended preventive services including immunizations, PSA screenings, Pap tests, mammograms etc.: 40% after deductible
Child Preventative Care Includes all nationally recommended preventive services including well-child care, immunizations, etc.: No deductible, copay, or coinsurance Includes all nationally recommended preventive services including well-child care, immunizations, etc.: 40% after deductible
Lab / X-Ray 0% after deductible 40% after deductible
Maternity Not Covered, except covered for complications of pregnancy only. Not Covered, except covered for complications of pregnancy only.
Physical Therapy 0% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined) 40% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined)
Home Health Care 0% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.) 40% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.)
Mental Health 0% after deductible 40% after deductible
Hospital Care 0% after deductible 40% after deductible
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