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Anthem Blue Cross and Blue Shield of Ohio Lumenos Plus Health Savings Account Plan – Ohio Health Insurance Plan

A detailed comparison of the Anthem Blue Cross and Blue Shield of Ohio Lumenos Plus Health Savings Account Plan health insurance plan as offered in Ohio is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Anthem Blue Cross and Blue Shield of Ohio plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Anthem Blue Cross and Blue Shield of Ohio health insurance quote for Ohio now or view all of our Anthem Blue Cross and Blue Shield of Ohio health insurance quotes.

  Network Non-Network
Copay N/A N/A
OfficeVisit Member pays 0% coinsurance after deductible Member pays 40% coinsurance after deductible
Deductible false Individual $2,500, Family: $5,000 Individual $2,500, Family: $5,000
Coinsurance 0% 40%
Coinsurance Limit
Out-of-Pocket Maximum N/A N/A
Lifetime Maximum Unlimited Unlimited
Prescription Drugs Retail Drugs (Mail Order Drugs when available): Member pays 0% coinsurance after deductible Retail Drugs: Member pays 40% coinsurance after deductible
Emergency Room Member pays 0% coinsurance after deductible Member pays 0% coinsurance after deductible
Adult Preventative Care
  • Includes all nationally recommended preventive services including well-child care, immunizations, PSA screenings, Pap tests, mammograms etc.
  • No deductible, copay, or coinsurance.
    		•
  • Includes all nationally recommended preventive services including well-child care, immunizations, PSA screenings, Pap tests, mammograms etc.
  • Member pays 40% after deductible
    		•
    Child Preventative Care
  • Includes all nationally recommended preventive services including well-child care, immunizations, PSA screenings, Pap tests, mammograms etc.
  • No deductible, copay, or coinsurance.
    		•
  • Includes all nationally recommended preventive services including well-child care, immunizations, PSA screenings, Pap tests, mammograms etc.
  • Member pays 40% after deductible
    		•
    Lab / X-Ray Member pays 0% coinsurance after deductible Member pays 40% coinsurance after deductible
    Maternity Not Covered, except covered for complications of pregnancy only. Not Covered, except covered for complications of pregnancy only.
    Physical Therapy Member pays 0% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined) Member pays 40% after deductible (PT/Spinal Manipulation Therapy - 20 visits combined)
    Home Health Care Member pays 0% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.) Member pays 40% after deductible (Home Health Care Limited to 60 visits. Infusion Therapy does not count toward the limit.)
    Mental Health Member pays 0% after deductible Member pays 40% after deductible
    Hospital Care Member pays 0% after deductible Member pays 40% after deductible
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