Arizona Health Insurance

Arizona has many health insurance options to choose from and it’s important to find the right plan for you. There are several insurance companies in Arizona that provide a range of plans to meet your health insurance needs.

Here you’ll be able to get helpful information on the available health insurance plans in Arizona, compare rates, and apply online. Also you will find useful information regarding Arizona health care laws, public health insurance programs, and Arizona Health Insurance High Risk Pools.

Why not start your search today with GoHealthInsurance! If you would like free quotes and the ability to compare policies, you can start with the simple form below.

Not a resident of Arizona? Search health insurance by state here.

Resources on this page

Arizona Health Insurance Laws and Regulations

Public Health Insurance Programs for Arizona Residents

Arizona Health Insurance High Risk Pools

Arizona Health Insurance Companies

Contact Info for the Arizona Department of Insurance and Department of Health Services

Arizona Health Insurance Laws and Regulations

Arizona residents are protected under a few different laws as they shop and purchase individual health insurance.

Those who are looking for an individual plan after they have left a group plan with an employer are protected under the federal law HIPAA. In general, this law prohibits Arizona health insurance companies from imposing a waiting period for pre-existing health conditions.

Residents also have the right to temporary continued health coverage from a previous employer under the federal law COBRA.

Once accepted into a health plan, Arizona state law prohibits insurers from canceling coverage if the policyholder became sick or was injured.

The following medical services are required to be covered under the Arizona health insurance law.

• Screening for breast cancer
• Care for some diabetes-related conditions
• Continuity of health care for pregnant women
• Contraceptives

Also, small groups of 2 to 50 people are guaranteed to be accepted for Arizona health insurance coverage under state law.

Top of Page

Arizona Public Health Insurance Programs

In Arizona, some residents can get health coverage through one of these public Arizona health insurance programs.

• Medicaid
  The Medicaid program provides Arizona health insurance for some low-income individuals, families and children. To learn more about Arizona Medicaid, visit www.ahcccs.state.az.us.



• KidsCare
  Arizona children who live in low-income families but do not qualify for Medicaid may qualify for KidsCare. This State Children's Health Insurance Program (SCHIP) offers coverage for Arizona children under the age of 19. For more information, visit the program website.



• Well Women HealthCheck Program
  This program offers full Medicaid health coverage for some low-income women who are diagnosed with breast or cervical cancer. To learn more about this Arizona health insurance program, visit them online.



• Arizona Medicare
  Arizona residents can get Medicare coverage through Medicare Advantage, Medicare Supplement, Medicare Part D and Original Medicare.
  
  

Some trade workers and early retirees in Arizona may qualify for the Federal Health Coverage Tax Credit. This tax credit pays for 65 percent of health insurance premiums. Visit the Internal Revenue Service (IRS) online for more information.

Top of Page

Arizona Health Insurance High Risk Pools

The Patient Protection and Affordable Care Act set up temporary national high risk pools to provide people with pre-existing conditions health insurance coverage.

The Pre-Existing Condition Insurance Plan (PCIP) in Arizona will require enrollees to pay monthly premiums and out-of-pocket expenses like normal Arizona health insurance plans.

Residents with PCIP will pay around the same amount that people without pre-existing conditions pay in the private insurance market. The estimated monthly premiums for Arizona residents are $323 for ages 0 to 34; $387 for ages 35 to 44; $495 for ages 45 to 54; and $688 for ages 55 and older.

Individuals will be able to receive health insurance coverage for physician and hospital visits, prescription drug coverage, behavioral health services, emergency visits and surgeries and more.

People are eligible for the Arizona PCIP plan if they are United States citizens, have been denied health insurance coverage for a pre-existing condition and have been uninsured for six months.

For more information on the Arizona health insurance high risk pools visit http://www.healthcare.gov/index.html.

Top of Page

The following list of companies offer Arizona health insurance plans:

Top of Page

Arizona Department of Insurance and Department of Health Services

Find the contact information for the Arizona health insurance and health services departments at:

Go to Top of the Arizona Health Insurance Page