Arkansas Health Insurance
As a resident of Arkansas, there are plenty of Arkansas health insurance plans to choose from, but which one is right for you?
Here you’ll be able to get the information you are looking for while doing your search for health insurance in Arkansas. You’ll also gain some insight into important Arkansas health insurance laws and regulations, high risk pools, and information on financial assistance.
Start your search for Arkansas health insurance by filling out the simple quote form below!
Not a resident of Arkansas? Search health insurance by state here.
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Arkansas Health Insurance Stats
Arkansas Residents: 2,894,000
Median Annual Household Income: $39,806
Arkansas Health Care Expenditures (in millions): $17,806
Households with at least 1 full time worker: 1,262,800
Arkansas Health Insurance Coverage based on Total Population (%):
- Employer: 42%
- Individual: 4%
- Medicaid: 18%
- Medicare: 16%
- Uninsured: 18%
Avg. Monthly Arkansas Individual Premiums: $161
Total Arkansas HMO Enrollment: 99,512
As you search for Arkansas health insurance, there are a few different state laws and regulations you should know.
Arkansas health insurers may set monthly premiums, exclude coverage, or deny applications based on health history or pre-existing conditions. Residents who are denied coverage or offered an expensive plan can purchase insurance in the state's high-risk pool, Arkansas Comprehensive Health Insurance Poll (CHIP).
All Arkansas health insurance plans are required to cover these medical services:
- Screening for breast and colorectal cancer
- Breast reconstruction surgery after a mastectomy
- Care for certain diabetes-related conditions
- Continuity of care for pregnant women and new mothers
- Children's vaccinations
Arkansas law also requires insurance companies to set the same coverage maximums and limits for mental health conditions as physical conditions.
A few public Arkansas health insurance programs provide low-income residents with financial assistance, including:
Medicaid provides some low-income individuals, families, and children with health care coverage. To see if you're eligible for Medicaid or want to learn more, visit https://www.medicaid.state.ar.us/.
- ARKids First
The ARKids First program is designed to provide health coverage for uninsured children and low-income pregnant women. To learn more about this Arkansas health insurance program, visit http://www.arkidsfirst.com/.
- Arkansas BreastCare Program
Low-income women in Arkansas can get screening for breast or cervical cancer, and if diagnosed with either, can get full health insurance coverage through Medicaid. For more information, visit the program's website.
- Arkansas Medicare
Arkansas residents eligible for Medicare can find coverage through Medicare Advantage, Medicare Supplement and Original Medicare.
Arkansas trade workers and early retirees might be eligible for the Federal Health Coverage Tax Credit. This credit pays for 65 percent of health insurance premiums. To see if you're eligible, go to the Internal Revenue Service (IRS) website.
The Patient Protection and Affordable Care Act set up temporary high risk pools that will provide individuals with pre-existing conditions health insurance coverage.
The Federal Pre-Existing Condition Insurance Plan (PCIP) in Arkansas will require enrollees to pay monthly premiums and out-of-pocket expenses similar to normal Arkansas health insurance policies.
Enrollees in the Arkansas PCIP will pay around the same amount that people without pre-existing conditions will pay. The estimated monthly premium rates for Arkansas residents will range from $156 to $624 a month. The deductible is set at $1,000 with an out-of-pocket limit at $2,000 for in network health care services.
Arkansas residents will be able to utilize prescription drug coverage, emergency services, pregnancy coverage, hospital services, behavioral health services, hospice care, home health care, skilled nursing, substance abuse services and more.
Individuals are eligible to enroll in Arkansas PCIP if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the Arkansas health insurance high risk pools visit http://www.chiparkansas.org.
The following list of companies offer Arkansas health insurance plans:
As a non-profit insurance company, Arkansas BCBS provides a wide variety of health insurance plans with superior customer service.
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Mercy Health Plans, part of the Sisters of Mercy Health System which was founded in 1871, is a trusted name in health care that provides coverage to over 250,000 members with 3,400 employers.
QCA Health Plan, Inc. has offered a comprehensive line of health insurance products to customers since its inception in 1994.
Started in 1978, IAC offers management services to large companies who self-insure.
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
United Security Life squarely focuses their products for individuals and families. For almost 15 years, United Security Life has been providing affordable and comprehensive individual health plans.
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Find the contact information for the Arkansas health insurance and health departments at:
1200 West Third Street
Little Rock, AR 72201
4815 West Markham
Little Rock, AR 72205
Phone: (501) 661-2000