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Blue Cross Blue Shield of Louisiana Blue Max PPO – Louisiana Health Insurance Plan

A detailed comparison of the Blue Cross Blue Shield of Louisiana Blue Max PPO health insurance plan as offered in Louisiana is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Blue Cross Blue Shield of Louisiana plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Blue Cross Blue Shield of Louisiana health insurance quote for Louisiana now or view all of our Blue Cross Blue Shield of Louisiana health insurance quotes.

  Network Non-Network
Copay $50 $50
OfficeVisit $50 $50
Deductible false $1,000 Individual, $3,000 Family $1,000 Individual, $3,000 Family
Coinsurance 80% 60%
Coinsurance Limit
Out-of-Pocket Maximum
Lifetime Maximum Unlimited Unlimited
Prescription Drugs Separate $250 prescription drug deductible applies Generic drugs (and certain brand-name drugs)- $7; Brand-name drugs (and certain generic drugs)- $25; Generic or brand-name drugs with a therapeutic alternative- $45; Multi-Source Brand drugs- $60; Injecta Separate $250 prescription drug deductible applies Generic drugs (and certain brand-name drugs)- $7; Brand-name drugs (and certain generic drugs)- $25; Generic or brand-name drugs with a therapeutic alternative- $45; Multi-Source Brand drugs- $60; Injecta
Emergency Room Deductible then Coinsurance Deductible then Coinsurance
Adult Preventative Care Covered 100%- Pap smear one per year, Routine physical exam No limit, Routine mammogram, if recommended by a physician One per year,Prostate-specific antigen (PSA) test one per year for members age 50 and older Coinsurance
Child Preventative Care Covered 100% Subject to deductible and coinsurance.
Lab / X-Ray
Maternity Optional Benefit- Subject to deductible and coinsurance Optional Benefit- Subject to deductible and coinsurance
Physical Therapy Physical, Occupational Speech Therapy Rehabilitation Services: Copay or Deductible then Coinsurance Physical, Occupational Speech Therapy Rehabilitation Services: Copay or Deductible then Coinsurance
Home Health Care
Mental Health Not covered Not covered
Hospital Care Deductible then Coinsurance Deductible then Coinsurance
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