Blue Cross Blue Shield of Louisiana Blue Value PPO – Louisiana Health Insurance Plan

A detailed comparison of the Blue Cross Blue Shield of Louisiana Blue Value PPO health insurance plan as offered in Louisiana is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Blue Cross Blue Shield of Louisiana plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Blue Cross Blue Shield of Louisiana health insurance quote for Louisiana now or view all of our Blue Cross Blue Shield of Louisiana health insurance quotes.

  Network Non-Network
Copay N/A N/A
OfficeVisit Not covered Not covered
Deductible false $1,000 Individual, $3,000 Family $1,000 Individual, $3,000 Family
Coinsurance 80% after deductible 60% after deductible
Coinsurance Limit Out-of-Pocket Maximum- $1,000 per calendar year Out-of-Pocket Maximum- $1,000 per calendar year
Out-of-Pocket Maximum
Lifetime Maximum Unlimited Unlimited
Prescription Drugs Only if administered in hospital or outpatient facility for covered services Only if administered in hospital or outpatient facility for covered services
Emergency Room (After deductible) Available only for accidental injuries or if visit results in inpatient stay. (After deductible) Available only for accidental injuries or if visit results in inpatient stay.
Adult Preventative Care Covered 100%- Pap smear one per year, Routine physical exam No limit, Routine mammogram, if recommended by a physician One per year,Prostate-specific antigen (PSA) test one per year for members age 50 and older Coinsurance
Child Preventative Care
Lab / X-Ray
Maternity Not covered Not covered
Physical Therapy Physical, Occupational Speech Therapy Rehabilitation Services: If Option Purchased Deductible then Coinsurance Physical, Occupational Speech Therapy Rehabilitation Services: If Option Purchased Deductible then Coinsurance
Home Health Care
Mental Health Not covered Not covered
Hospital Care Deductible then Coinsurance Deductible then Coinsurance
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