Blue Cross Blue Shield of Louisiana CommunityBlue – Louisiana Health Insurance Plan
A detailed comparison of the Blue Cross Blue Shield of Louisiana CommunityBlue health insurance plan as offered in Louisiana is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Blue Cross Blue Shield of Louisiana plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Blue Cross Blue Shield of Louisiana health insurance quote for Louisiana now or view all of our Blue Cross Blue Shield of Louisiana health insurance quotes.
| Network | Non-Network | |
|---|---|---|
| Copay | $30 copay | Deductible then 60/40 Coinsurance |
| OfficeVisit | Physician Office Visits: $30 copay per visit; Specialists Office Visits: $45 copay per visits. | Deductible then 60/40 Coinsurance |
| Deductible true | Single: $1,000, Family: $3,000 | Single: $5,000, Family: $10,000 |
| Coinsurance | 80% Coinsurance | 60% Coinsurance |
| Coinsurance Limit | ||
| Out-of-Pocket Maximum | ||
| Lifetime Maximum | Unlimited | Unlimited |
| Prescription Drugs | ||
| Emergency Room | Emergency room Facility: $350 Copay/Visit waived if admitted | Emergency room Facility: $350 Copay/Visit waived if admitted |
| Adult Preventative Care | No Copay, 100% | Deductible then 60/40 Coinsurance |
| Child Preventative Care | No Copay, 100% | Deductible then 60/40 Coinsurance |
| Lab / X-Ray | 100% | Deductible then 60/40 Coinsurance |
| Maternity | Not covered | Not covered |
| Physical Therapy | Rehabilitative speech Therapy, Physical/Occupational Therapy: $25 Copay Per Visit | Rehabilitative speech Therapy, Physical/Occupational Therapy: Deductible then 60/40 Coinsurance |
| Home Health Care | ||
| Mental Health | Not covered | Not covered |
| Hospital Care | Inpatient Services- Hospital: Deductible then 80/20 Coinsurance, Inpatient Rehabilitation: Deductible then 80/20 Coinsurance | Inpatient Services- Hospital: Deductible then 60/40 Coinsurance, Inpatient Rehabilitation: : Deductible then 60/40 Coinsurance |
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