Blue Cross and Blue Shield of Illinois BlueEdge Individual HSA – Illinois Health Insurance Plan
A detailed comparison of the Blue Cross and Blue Shield of Illinois BlueEdge Individual HSA health insurance plan as offered in Illinois is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Blue Cross and Blue Shield of Illinois plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Blue Cross and Blue Shield of Illinois health insurance quote for Illinois now or view all of our Blue Cross and Blue Shield of Illinois health insurance quotes.
| Network | Non-Network | |
|---|---|---|
| Copay | N/A | N/A |
| OfficeVisit | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Deductible false | Individual: $1,200, Family: $2,400 (Per calendar year; The deductible amount will be adjusted automatically if the amount is lower than the amount required by law) | Individual: $1,200, Family: $2,400 (Per calendar year; The deductible amount will be adjusted automatically if the amount is lower than the amount required by law) |
| Coinsurance | 100% | 80% |
| Coinsurance Limit | ||
| Out-of-Pocket Maximum | ||
| Lifetime Maximum | Unlimited | Unlimited |
| Prescription Drugs | 100% | 100% |
| Emergency Room | Outpatient Emergency Care (Accident or illness, for both hospital and physician): 100%; Ambulance Services: 100% | Outpatient Emergency Care (Accident or illness, for both hospital and physician): 100%; Ambulance Services: 100% |
| Adult Preventative Care | 100% | 100% |
| Child Preventative Care | 100% | 100% |
| Lab / X-Ray | Inpatient/Outpatient Hospital Diagnostic Services (Includes, but not limited to, X-rays, lab tests, EKGs, ECGs, pathology services, pulmonary function studies, radioisotope tests and electromyograms): 100% | Inpatient/Outpatient Hospital Diagnostic Services (Includes, but not limited to, X-rays, lab tests, EKGs, ECGs, pathology services, pulmonary function studies, radioisotope tests and electromyograms): 80% |
| Maternity | Maternity Coverage (Inpatient/Outpatient Hospital services and Physician Medical/Surgical services - When elected, maternity benefits will begin 365 days after the effective date of the maternity coverage): 100% | Maternity Coverage (Inpatient/Outpatient Hospital services and Physician Medical/Surgical services - When elected, maternity benefits will begin 365 days after the effective date of the maternity coverage): 80% |
| Physical Therapy | Physical, Occupational, and Speech Therapist Services: 100% | Physical, Occupational, and Speech Therapist Services: 80% |
| Home Health Care | Home Care Program: 100%; Hospice: 100% | Home Care Program: 80%; Hospice: 80% |
| Mental Health | Mental Illness Treatment and Substance Abuse Rehabilitation Treatment
|
Mental Illness Treatment and Substance Abuse Rehabilitation Treatment
|
| Hospital Care | Hospital Admission Deductible (Per admission, per individual): $0; Inpatient/Outpatient Physician Medical/Surgical Services: 100%; Inpatient/Outpatient Hospital Services: 100% | Hospital Admission Deductible (Per admission, per individual): $300; Inpatient/Outpatient Physician Medical/Surgical Services: 80%; Inpatient/Outpatient Hospital Services : 80% |
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