| Copay |
$0 |
|
| OfficeVisit |
Office Visits for Illness -- Primary Care Physician: No charge, deductible does not apply
- Specialist: $40 copay, deductible does not apply
|
Office Visits for Illness -- Primary Care Physician: Deductible, then $40 copay
- Specialist: Deductible, then $40 copay
|
| Deductible true |
Individual: $1,500, Family: $3,000 (All deductible expenses will count toward both the in-network and out-of-network deductibles) |
Individual: $2,500, Family: $5,000 (All deductible expenses will count toward both the in-network and out-of-network deductibles) |
| Coinsurance |
N/A |
N/A |
| Coinsurance Limit |
Individual: $3,000, Family: $6,000 |
Individual: $3,400, Family: $6,800 |
| Out-of-Pocket Maximum |
N/A |
N/A |
| Lifetime Maximum |
None |
None |
| Prescription Drugs |
Prescription Drug Benefits -- Generic Drugs (Tier 1 - up to a 34-day supply): $0, no deductible
- Preferred Brand Name Drugs (Tier 2 - up to a 34-day supply): $400 Rx Deductible, then $45 copay
- Non-Preferred Brand Name Drugs (Tier 3 - up to a 34
|
Prescription Drug Benefits -- Generic Drugs (Tier 1 - up to a 34-day supply): $0, no deductible
- Preferred Brand Name Drugs (Tier 2 - up to a 34-day supply): $400 Rx Deductible, then $45 copay
- Non-Preferred Brand Name Drugs (Tier 3 - up to a 34
|
| Emergency Room |
Emergency Room (copay waived if admitted): $200 copay, deductible does not applyUrgent Care Center (participating): $50 copay, deductible does not applyAmbulance (when medically necessary): $50 copay, deductible does not apply |
Emergency Room (copay waived if admitted): $200 copay, deductible does not applyUrgent Care Center (participating): $50 copay, deductible does not applyAmbulance (when medically necessary): $50 copay, deductible does not apply |
| Adult Preventative Care |
Routine Adult Physical (including routine OB/GYN visits): No charge, deductible does not applyPap test and Mammography: No charge, deductible does not applyProstate and Colorectal Screening: No charge, deductible does not apply |
Routine Adult Physical (including routine OB/GYN visits): Deductible, then no copay or coinsurancePap test and Mammography: No charge, deductible does not applyProstate and Colorectal Screening: No charge, deductible does not apply |
| Child Preventative Care |
Well-Child Care (including exams and immunizations): No charge, deductible does not apply |
Well-Child Care (including exams and immunizations): Deductible, then no copay or coinsurance |
| Lab / X-Ray |
Labs and Testing -- Diagnostic/Lab Tests: No charge, deductible does not apply
- X-Ray: No charge, deductible does not apply
|
Labs and Testing -- Diagnostic/Lab Tests: Deductible, then no copay or coinsurance
- X-Ray: Deductible, then no copay or coinsurance
|
| Maternity |
Office Visits (pre and postnatal): Deductible, then $40 copayDelivery (room and board only): Deductible, then $450/day |
Office Visits (pre and postnatal): Deductible, then $40 copayDelivery (room and board only): Deductible, then $700/day |
| Physical Therapy |
Office Visits for Physical, Occupational and Speech Therapy, Chiropractic: $40 copay, deductible does not apply |
Office Visits for Physical, Occupational and Speech Therapy, Chiropractic: Deductible, then $40 copay |
| Home Health Care |
Home Health Services: Deductible, then $40 copayHospice: Deductible, then $40 copay |
Home Health Services: Deductible, then $125 copayHospice: Deductible, then $125 copay |
| Mental Health |
Mental Health and Substance Abuse -- Inpatient Facility Services: Deductible, then $450/day
- Inpatient Physician Services: Deductible, then $40 copay
- Outpatient Services: Deductible, then $30 copay
|
Mental Health and Substance Abuse -- Inpatient Facility Services: Deductible, then $700/day
- Inpatient Physician Services: Deductible, then $125 copay
- Outpatient Services: Deductible, then $30 copay
|
| Hospital Care |
Inpatient Facility Services: Deductible, then $450/dayInpatient Physician Services: Deductible, then $40 copayOutpatient Facility Services: Deductible, then $40 copayOutpatient Physician Services: Deductible, then $40 copay |
Inpatient Facility Services: Deductible, then $700/dayInpatient Physician Services: Deductible, then $125 copayOutpatient Facility Services: Deductible, then $125 copayOutpatient Physician Services: Deductible, then $125 copay |