District of Columbia Health Insurance
District of Columbia has many health insurance companies that provide various levels of benefits and coverage. DOC residents will be able to compare plans and apply instantly online.
For a complete list of health insurance companies, view below. Learn about health insurance rules and regulations in the District of Columbia along with programs that are currently available to DOC residents.
Ready to compare District of Columbia health insurance options? Fill out the quote form below to view plans and start the process of finding health insurance.
Not a resident of the District of Columbia? Search health insurance by state here.
Resources on this page
As you look for a District of Columbia health insurance plan, you're protected under certain state and federal laws.
Once you're accepted into a health plan, your insurance company can't cancel you coverage if you get sick or injured as long as you pay your premiums. This is called guaranteed renewability.
But District of Columbia health insurance companies do look at your health status before they accept your application. If you're turned down for coverage, CareFirst Blue Cross Blue Shield offers one plan where all applicants are accepted regardless of health status or pre-existing health conditions.
District of Columbia health insurance plans are also required to cover certain health care services under District of Columbia health insurance laws, such as:
- Care for pregnant women
- Screening for prostate, breast, colorectal, and cervical cancer
- Newborn health hearing screenings
- Vaccinations for children
- Equal coverage for mental and physical health conditions
If you recently left a group health plan with an employer and meet other requirements, you are protected under the federal law, HIPAA. This law prohibits District of Columbia health insurance companies from denying your application and restricting your coverage because of a pre-existing condition.
There are several public District of Columbia health insurance programs to help residents get coverage. They include:
The Medicaid program in the District of Columbia provides low-income and disabled residents free health insurance coverage. To learn more about Medicaid in the D.C. area, visit the Medical Assistance Administration online.
- DC Healthy Families
This program provides health insurance for children, parents, and pregnant women who do not qualify for Medicaid. Find out more about DC Healthy Families here.
- DC HealthCare Alliance
Certain health care providers in the District of Columbia provide free services to members of the DC HealthCare Alliance. Get more information about this District of Columbia health insurance program on their website.
- Project WISH
This program offers free mammograms and cervical cancer screenings for low-income women in the D.C. area. To find out more about Project WISH, visit them online.
- District of Columbia Medicare
Seniors looking for District of Columbia health insurance can get coverage through Medicare Advantage, Supplement and Original Medicare.
The Federal Health Coverage Tax Credit is also available to help early retirees and trade workers in the District of Columbia afford health insurance premiums. Learn more about this tax credit here.
The Patient Protection and Affordable Care Act established nationwide high risk pools to provide health insurance coverage for people with medical conditions.
The Pre-Existing Condition Insurance Plan (PCIP) in District of Columbia will run similar to regular District of Columbia health insurance plans. Enrollees will be required to pay monthly premiums and out-of-pocket costs.
District of Columbia residents with PCIP will pay around the same amount that an individual without a medical condition pays for health insurance. There will also be a deductible that must be met before coverage for health insurance benefits will start.
Individuals with medical conditions will have health insurance coverage for prescription drugs, doctor and hospital visits, emergency services and more.
District of Columbia residents are eligible if they are a United States citizen, have been without health insurance for six months and have a pre-existing condition.
For more information on the District of Columbia health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer District of Columbia health insurance plans:
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
Click here to view Aetna Health Insurance in District of Columbia
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Click here to view Assurant Health Health Insurance in District of Columbia
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Click here to view Celtic Health Insurance in District of Columbia
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Click here to view Golden Rule Health Insurance in District of Columbia
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Click here to view John Alden Health Insurance in District of Columbia
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Click here to view Time Insurance Health Insurance in District of Columbia
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Click here to view Time Short Term Health Insurance in District of Columbia
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
Click here to view UnitedHealthOne Health Insurance in District of Columbia
Find the contact information for the District of Columbia health insurance and health services departments at:
810 First Street NE, Suite 701
Washington, DC 20002
Phone: (202) 727-8000
825 North Capitol Street, NE
Washington, DC 20002
Phone: (202) 671-5000