Golden Rule Short Term Medical Plus (1 Month) – Texas Health Insurance Plan
A detailed comparison of the Golden Rule Short Term Medical Plus (1 Month) health insurance plan as offered in Texas is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Golden Rule plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Golden Rule health insurance quote for Texas now or view all of our Golden Rule health insurance quotes.
| Network | Non-Network | |
|---|---|---|
| Copay | N/A | N/A |
| OfficeVisit | Physician Care Benefits (Illness & Injury) - Office Visits (no primary care physicians/specialist referral required): You pay 20% after deductible | Physician Care Benefits (Illness & Injury) - Office Visits (no primary care physicians/specialist referral required): You pay 20% after deductible |
| Deductible false | $1,000 (per term) | $1,000 (per term) |
| Coinsurance | 20% | 20% |
| Coinsurance Limit | ||
| Out-of-Pocket Maximum | N/A | N/A |
| Lifetime Maximum | $1 million per covered person | $1 million per covered person |
| Prescription Drugs | Prescription Drugs: You pay 20% after deductible - Preferred price card (You pay for prescriptions at the point of sale, at the lowest price available, and submit a claim to Golden Rule) | Prescription Drugs: You pay 20% after deductible - Preferred price card (You pay for prescriptions at the point of sale, at the lowest price available, and submit a claim to Golden Rule) |
| Emergency Room | ||
| Adult Preventative Care | You pay 20% after deductible | You pay 20% after deductible |
| Child Preventative Care | You pay 20% after deductible | You pay 20% after deductible |
| Lab / X-Ray | X-ray and lab, Mammogram, Pap Smear, PSA screening: You pay 20% after deductible | X-ray and lab, Mammogram, Pap Smear, PSA screening: You pay 20% after deductible |
| Maternity | Not covered | Not covered |
| Physical Therapy | ||
| Home Health Care | ||
| Mental Health | Mental and Nervous Disorders (including substance abuse): You pay 20% after deductible (limited benefit) | Mental and Nervous Disorders (including substance abuse): You pay 20% after deductible (limited benefit) |
| Hospital Care | Room and Board, Intensive Care Unit, Operating Room, Recovery Room, Prescription Drugs, Physician Visit, & Professional Fees of Doctors, Surgeons, Nurses: You pay 20% after deductible | Room and Board, Intensive Care Unit, Operating Room, Recovery Room, Prescription Drugs, Physician Visit, & Professional Fees of Doctors, Surgeons, Nurses: You pay 20% after deductible |
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