Kansas Health Insurance

If you are a Kansas resident looking for health insurance, do you know how to keep from making costly mistakes? With all of the options in Kansas, it is important to do your research and make the best possible health insurance choice for your family.

Allow us to make comparing policies and prices an easy process. In addition, we’ll give you the tools to understand your health insurance and maximize your benefits.

If you would like to get free quotes and compare Kansas health insurance plans now, start with our simple form below.

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Resources on this page

Kansas Health Insurance Laws and Regulations

Public Health Insurance Programs for Kansas Residents

Kansas Health Insurance High Risk Pools

Kansas Health Insurance Companies

Contact Info for the Kansas Insurance Commissioner and Department of Health and Environment

Kansas Health Insurance Stats

Kansas Residents: 2,765,000
Median Annual Household Income: $46,847
Kansas Health Care Expenditures (in millions): $19,107
Households with at least 1 full time worker: 1,278,000
Kansas Health Insurance Coverage based on Total Population (%):

  • Employer: 52%
  • Individual: 5%
  • Medicaid: 13%
  • Medicare: 14%
  • Uninsured: 13%
Avg. Annual Employee Premium in Kansas employer-sponsored plan (after employer contrib.): $989
Avg. Monthly Kansas Individual Premiums: N/A
Total Kansas HMO Enrollment: 331,477

Kansas Health Insurance Laws and Regulations

According to state law, every Kansas health insurance plan is guaranteed renewable. This means insurance companies can't cancel coverage if a policyholder gets sick or injured.

Kansas health insurance companies are also not allowed to exclude coverage or require waiting periods for residents applying for an individual health plan after leaving an employer's group plan, according to the federal law HIPAA.

Health plans in Kansas are also required to cover certain care under state law, including:

  • Screening for breast, cervical, colorectal, and prostate cancer
  • Medical care for pregnant women
  • Vaccinations for children

The state also requires Kansas health insurance companies to set coverage limits and maximums for mental health conditions equal to physical conditions.

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Kansas Public Health Insurance Programs

Here are the public Kansas health insurance programs, providing low-income residents help in finding coverage:

  • HealthWave
    For low-income children up to age 19 who do not qualify for Medicaid and are uninsured, they can receive coverage through HealthWave. It is the state Children's Health Insurance Program in Kansas. To learn more about this Kansas health insurance program for children, visit http://www.kdheks.gov/hcf/healthwave/default.htm.
  • The Early Detection Works Program
    This program provides low-income women with free screening for breast and cervical cancer. If a woman is diagnosed with cancer through this program, she can get full health care coverage through Medicaid. Learn more at http://www.kdheks.gov/edw/.

  • Kansas Medicare
    Seniors can find Kansas health insurance through Medicare Advantage, Supplement and Original Medicare.

Trade workers and early retirees in Kansas can also receive a tax credit to help pay for health plan premiums through the Federal Health Coverage Tax Credit.

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Kansas Health Insurance High Risk Pool

Residents in Kansas with pre-existing conditions can now find health insurance coverage from high risk pools that were set up by the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan - Kansas (PCIP - KS) will work similar to regular Kansas health insurance plans and will require enrollees to pay monthly premiums and out-of-pocket costs.

Enrollees in the Kansas PCIP will pay around the same amount that people without medical conditions pay for health insurance. The plan will include a $2,500 deductible that must be met before health insurance benefits are covered. The out-of-pocket limit is set at $5,950 a year.

The Kansas PCIP will provide health insurance coverage for hospital and doctor visits, emergency services, prescription drugs and more.

Individuals may apply for the Kansas health insurance program if they are a United States citizen, have a medical condition and have been without health insurance for six months.

For more information on the Kansas health insurance high risk pools visit http://www.khiastatepool.com.

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The following list of companies offer Kansas health insurance plans:

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

Get Aetna Health Insurance in Kansas

Assurant Health Health Insurance

Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.

Get Assurant Health Health Insurance in Kansas

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Get Celtic Health Insurance in Kansas

Companion Life Insurance Company Health Insurance

Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.

Get Companion Life Insurance Company Health Insurance in Kansas

Great American Health Insurance

Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.

Get Great American Health Insurance in Kansas

Humana Health Insurance

Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.

Get Humana Health Insurance in Kansas

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.

Get John Alden Health Insurance in Kansas

Standard Security Life Health Insurance

Started in 1978, IAC offers management services to large companies who self-insure.

Get Standard Security Life Health Insurance in Kansas

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.

Get Time Insurance Health Insurance in Kansas

Time Short Term Health Insurance

Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.

Get Time Short Term Health Insurance in Kansas

WorldIns ExpressMed Health Insurance

World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.

Get WorldIns ExpressMed Health Insurance in Kansas

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Kansas Insurance Commissioner and Department of Health and Environment

Find the contact information for the Kansas insurance commissioner and health and environment departments at:

Kansas Insurance Commissioner
420 SW 9th Street
Topeka, KS 66612-1678
Phone: (785) 296-3071

The Kansas Department of Health and Environment
Curtis State Office Building
1000 SW Jackson

Topeka, KS 66612
Phone: (785) 296-1500

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