Ohio Health Insurance
Whether you live in Akron, Cleveland, Youngstown, Dayton, Columbus, or Cincinnati, all residents of Ohio will find there are scores of health insurance plans on the market and quite a lot of insurance carriers to do business with. These plans are designed to meet the specific health care needs of a wide variety of people.
This is the place to find the helpful information you require when trying to find the right policy to fulfil your needs. Along with being able to view some of the top insurance firms in the state, you’ll learn what specific insurance laws, rules, and regulations are in place in Ohio and if any of them apply to you when buying a health care plan. You may also be interested in learning about the various public health coverage programs available in Ohio as well as what financial assistance is obtainable.
It’s easy to request free quotes from a variety of health insurance companies and you can do this by filling in the simple online form below.
If you’re not a resident of Ohio, simply click to search for health insurance by state.
Resources on this page
Total Ohio Residents: 11,326,800
Median Annual Household Income: $46,696
Ohio Health Care Expenditures (in millions): $81,598 /3.9%
Households with at least 1 Full Time Worker: 5,168,500
Ohio Health Insurance Coverage based on Total Population:
- Employer: 51%
- Individual: 5%
- Medicaid: 15%
- Medicare: 14%
- Uninsured: 14%
Avg. Annual Employee Premium in OH employer-sponsored plan (after employer contrib.) $1,126
Avg. Monthly Ohio Individual Premiums: $NA
Total Ohio HMO Enrollment: 2,532,483
Every state in the U.S. has individual and unique laws that govern their private health insurance market.
In Ohio, there are state's mandated open enrollment periods where no application for Ohio health insurance can be turned down for any reason.
Here is a list (PDF format) of each Ohio health insurance company's open enrollment period.
During these Ohio health insurance open enrollment periods, health insurers must offer a basic or standardized health plan. These basic plans are required to cover certain medical services such as:
- Screening for breast and cervical cancer
- Vaccinations for children
Ohio health insurance companies must also cover mental health conditions equal to physical health conditions.
Here are the public Ohio health insurance programs, helping low-income residents obtain health coverage through state and federal financial assistance:
In Ohio, the state's Medicaid program provides some low-income residents and disabled citizens with health coverage. To learn more about Ohio Medicaid, visit them online at http://jfs.ohio.gov/OHP/index.stm.
- Healthy Start/Healthy Families
These programs are designed to provide coverage for Ohio children, pregnant women, and families who cannot afford their own health insurance. To learn more about Healthy Start and Healthy Families, visit Ohio health insurance program online.
- Ohio's Best Rx
This program provides senior citizens living in Ohio with prescription drug discount cards. For more information, visit the Ohio health insurance program's website.
- Ohio Medicare
Seniors can find Ohio health insurance through Medicare Advantage, Supplement and Original Medicare.
- Breast and Cervical Cancer Prevention Project
Ohio women who have low incomes may qualify for free mammograms and cervical cancer screening through this program. If a woman is diagnosed with cancer through this program, they are eligible for full health coverage through Medicaid.Learn more here.
Certain trade workers and early retirees may also qualify for the Federal Health Coverage Tax Credit which pays for a part of health plan premiums. Find out more about this tax benefit online.
Residents in Ohio with pre-existing conditions will be able to get affordable health insurance from the high risk pool established by the Patient Protection and Affordable Care Act.
The Ohio High Risk Pool will run similar to regular Ohio health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
Enrollees in the Ohio program will pay around the same amount that people without medical conditions pay for health insurance. The estimated premiums for Ohio residents for non-smokers range from $189 to $545 per month. There are two deductible choices for either $1,500 or $2,500 for in-network medical costs. The out-of-pocket limits are $3,000 and $4,950 for in-network visits..
People in Ohio with medical conditions will have coverage for emergency services, prescription drugs, doctor and hospital visits and more.
Individuals may apply for the Ohio program if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the Ohio health insurance high risk pools visit http://www.ohiohighriskpool.com/ .
The following list of companies offer Ohio health insurance plans:
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
Click here to view Aetna Health Insurance in Ohio
Aetna covers more than 30 million members and is one of the largest health insurance companies in the country. Policyholders have access to over 787,000 doctors, hospitals and other health care providers.
Click here to view AetnaAARP Health Insurance in Ohio
Anthem Blue Cross and Blue Shield is one of the largest health insurance companies in the country. They offer residents in Ohio access to high-quality health care with comprehensive insurance coverage.
Click here to view Anthem Blue Cross and Blue Shield of Ohio Health Insurance in Ohio
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Click here to view Assurant Health Health Insurance in Ohio
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Click here to view Celtic Health Insurance in Ohio
Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.
Click here to view Companion Life Insurance Company Health Insurance in Ohio
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Click here to view Golden Rule Health Insurance in Ohio
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Click here to view Great American Health Insurance in Ohio
In Pennsylvania and Ohio, Health America's care network includes 26,000 physicians and more than 200 hospitals. Their health plans were also rated number one by the NCQA in more categories than any other Pennsylvania insurance company.
Click here to view Health America Health Insurance in Ohio
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
Click here to view Humana Health Insurance in Ohio
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Click here to view John Alden Health Insurance in Ohio
Kaiser Permanente is the nation's largest non-profit health insurance provider with 8.2 million members across 9 states in the U.S.
Click here to view Kaiser Permanente Health Insurance in Ohio
Medical Mutual of Ohio has 70 years experience in the health insurance industry. Today, they have 1.5 million members and a care network including 32,000 doctors and 600 hospitals.
Click here to view Medical Mutual of Ohio SuperMed One Health Insurance in Ohio
Started in 1978, IAC offers management services to large companies who self-insure.
Click here to view Standard Security Life Health Insurance in Ohio
SummaCare of Ohio is a progressive, nationally recognizied netowrk of Summa hospitals, clinicians and health care centers. SummaCare of Ohio works to present excellent customer service to its 155,000 members.
Click here to view SummaCare of Ohio Health Insurance in Ohio
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Click here to view Time Insurance Health Insurance in Ohio
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Click here to view Time Short Term Health Insurance in Ohio
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
Click here to view UnitedHealthOne Health Insurance in Ohio
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Click here to view WorldIns ExpressMed Health Insurance in Ohio
Find the contact information for the Ohio health insurance and health departments at:
50 W. Town Street, Suite 300
Columbus, Ohio 43215
Phone: (614) 644-2658
246 North High Street
Columbus, Ohio 43215
Phone: (614) 466-3543