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Standard Security Life Advantage – Michigan Health Insurance Plan

A detailed comparison of the Standard Security Life Advantage health insurance plan as offered in Michigan is listed below for both Network and Non-Network coverage. This is a review of the coverage for this specific Standard Security Life plan. However, GoHealthInsurance offers a large variety of health insurance options to fit your needs. If you wish, get a new Standard Security Life health insurance quote for Michigan now or view all of our Standard Security Life health insurance quotes.

  Network Non-Network
Copay N/A
OfficeVisit Physician Charge at Office Visits (Other covered services performed are subject to deductible and coinsurance): Deductible and 50% Coinsurance
Deductible true Individual: $5,000, Family: 3x Individual 3x In-network
Coinsurance 80% after deductible 50% after deductible
Coinsurance Limit
Out-of-Pocket Maximum
Lifetime Maximum
Prescription Drugs See Note Section below for Optional Rx Benefits See Note Section below for Optional Rx Benefits
Emergency Room $100 Copay, then Deductible and 80% Coinsurance (ER copay waived if immediately admitted) $100 Copay, then Deductible and 80% Coinsurance (ER copay waived if immediately admitted)
Adult Preventative Care Routine Mammography, Breast Screening and Pap Smear (Deductible, coinsurance and copay waived): Covered at 100% in and out-of-network Routine Mammography, Breast Screening and Pap Smear (Deductible, coinsurance and copay waived): Covered at 100% in and out-of-network
Child Preventative Care
Lab / X-Ray Outpatient Diagnostic Lab, X-ray and Tests (Limit 3 visits per calendar year): Deductible and 80% Coinsurance Outpatient Diagnostic Lab, X-ray and Tests (Limit 3 visits per calendar year): Deductible and 50% Coinsurance
Maternity
  • Complications of pregnancy are covered the same as any other illness
  • Normal pregnancy is not a covered benefit
    		•
  • Complications of pregnancy are covered the same as any other illness
  • Normal pregnancy is not a covered benefit
    		•
    Physical Therapy Occupational, Physical and Speech Therapies:
  • Deductible and 80% Coinsurance
  • Maximum of 30 treatments per calendar year for any one type of therapy and up to 60 treatments per calendar year for any combination of these therapies
    		•  Occupational, Physical and Speech Therapies:
  • Deductible and 50% Coinsurance
  • Maximum of 30 treatments per calendar year for any one type of therapy and up to 60 treatments per calendar year for any combination of these therapies
    		•
    Home Health Care Deductible and 80% Coinsurance (Up to 21 visits per calendar year, per insured) Deductible and 50% Coinsurance (Up to 21 visits per calendar year, per insured)
    Mental Health Mental or Nervous and Chemical Dependency Disorders
    • Inpatient (Limited to 10 inpatient days and up to $2,500 per insured per calendar year; benefits not provided for inpatient chemical dependency treatment): Deductible and Coinsurance
    • Outpat
    		 Mental or Nervous and Chemical Dependency Disorders
    • Inpatient (Limited to 10 inpatient days and up to $2,500 per insured per calendar year; benefits not provided for inpatient chemical dependency treatment): Deductible and Coinsurance
    • Outpat
    Hospital Care Deductible and 80% Coinsurance Deductible and 50% Coinsurance
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