Utah Health Insurance

For those who reside in Utah, you will find a wide array of health insurance plans and health insurance providers to compare. With different benefits and coverage levels, you will be able to find a plan that fits your health care and budget needs.

Helpful information about Utah health insurance is below including different rules, regulations, and laws that apply to the state’s health insurance system. You can view Utah’s top insurance companies and learn about the types of public Utah health insurance programs and financial assistance available to residents.

Not a resident of Utah? Search health insurance by state here.

If you are ready to compare Utah health insurance plans, fill out the quote form.

Resources on this page

Utah Health Insurance Laws and Regulations

Public Health Insurance Programs for Utah Residents

Utah Health Insurance High Risk Pools

Utah Health Insurance Companies

Contact Info for the Utah Insurance Department and Department of Health Services

Utah Health Insurance Stats

Utah Residents: 2,781,500
Median Annual Household Income: $58,438
Utah Health Care Expenditures (in millions): $13,990
Households with at least 1 full time worker: 1,282,700
Utah Health Insurance Coverage based on Total Population (%):

• Employer: 59%
• Individual: 6%
• Medicaid: 9%
• Medicare: 10%
• Uninsured: 14%

Avg. Annual Employee Premium in Utah employer-sponsored plan (after employer contrib.): $956
Avg. Monthly Utah Individual Premiums: $173
Total Utah HMO Enrollment: 731,982

Utah Health Insurance Laws and Regulations

Utah health insurance laws provide certain protections for you as you shop for health insurance. For example, Utah health insurance companies are required to offer standardized health plans that cover a certain set of medical services.

Once you are accepted into a Utah health insurance plan, an insurer is not allowed to cancel your coverage if you get sick or are injured - as long as you pay your premiums.

But Utah health insurance companies will look at pre-existing health conditions and health status before they accept applicants into coverage and set premiums.

If a resident is turned down for coverage because of his or her health status, that person can purchase coverage through Utah's high-risk health insurance pool, HIPUtah. This pool offers four kinds of plans with different deductible levels. Learn more about HIPUtah here.

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Utah Public Health Insurance Programs

There are a few public Utah health insurance programs to assist low-income residents in getting coverage. Here are some of the state's main programs:

• Medicaid
  The Utah Medicaid program offers health coverage to certain low-income residents, along with disabled citizens. To learn more about the state's Medicaid program, visit them online.


• Utah's Children's Health Insurance Program (CHIP)
  Uninsured children who do not qualify for Medicaid, but cannot afford private health insurance, can receive coverage through this program. To learn more about this children's Utah health insurance program, visit http://www.utahchip.org/.


• Utah Primary Care Network
  This program offers low-income residents who do not qualify for Medicaid with affordable primary health care. Learn more about the Primary Care Network online.


• Utah's Premium Partnership For Health Insurance
  Through this Utah program, families who have group health insurance with an employer can receive financial assistance with the monthly premiums if they meet eligibility requirements. Find out more about this family Utah health insurance program at http://health.utah.gov/upp/.


• Utah Medicare
  Seniors can find Utah health insurance through Medicare Advantage, Supplement and Original Medicare.

There's also a federal program that helps Utah residents pay for health insurance. The Federal Health Coverage Tax Credit is available for some trade workers and early retirees. To learn more about the Tax Credit, visit the Internal Revenue Service (IRS) online.

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Utah Health Insurance High Risk Pool

Residents in Utah with pre-existing conditions can get health insurance coverage from the temporary high risk pools set up by the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan (PCIP) in Utah will work similar to regular Utah health insurance policies. The plan will require enrollees to pay affordable monthly premiums and out-of-pocket costs.

Those eligible for the Utah PCIP will pay around the same amount that people without pre-existing conditions pay for health insurance. The plan will include a deductible and out-of-pocket limits to help recipients save on medicalcosts.

Utah residents with medical conditions will have health insurance coverage for emergency services, prescription drugs, hospital and doctor visits and more.

Individuals may apply for the Utah P program if they have a pre-existing condition, have been without health insurance for six months and are a United States citizen.

For more information on the Utah health insurance high risk pools visit http://www.healthcare.gov/index.html.

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The following list of companies offer Utah health insurance plans:

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Utah Insurance Department and Department of Health

Find the contact information for the Utah health insurance and health departments at:

Go to Top of the Utah Health Insurance Page