Wyoming Health Insurance

If you live in Wyoming, there are numerous health insurance plans on the market. There are also plenty of insurance companies to do business with and they all offer a wide variety of plans to fulfil your health care needs.

You’ll be able to get valuable information here when seeking an affordable Wyoming health insurance. Also, you’ll be able to learn about the insurance rules, regulations, and laws in Wyoming while checking out some of the state’s biggest insurance providers. In addition, you can find all of the information you need regarding financial assistance and public health insurance programs in the state.

If you’re not a resident of Wyoming, then search health insurance by state here.

To receive free Wyoming health insurance quotes and compare the different types of plans just fill out the form below.

Resources on this page

Wyoming Health Insurance Laws and Regulations

Public Health Insurance Programs for Wyoming Residents

Wyoming Health Insurance High Risk Pools

Wyoming Health Insurance Companies

Contact Info for the Wyoming Department of Insurance and Department of Health Services

Wyoming Health Insurance Laws and Regulations

Under state laws, Wyoming health insurance shoppers have a few key protections as they shop for their plan.

For example, Wyoming health insurance companies are not allowed to cancel coverage once you're accepted in a plan if you get sick or are injured. This is called guaranteed renewability.

But insurers will look at an applicant's health status before accepting them into coverage. If a resident is turned down for coverage because of a pre-existing health condition or other health reason, they can still buy a plan in Wyoming's high-risk health insurance pool.

Wyoming health insurance law also requires all health plans to provide coverage for these medical services:

• Screening for colorectal, prostate, breast, and cervical cancer
• Diabetes care

Some health plan shoppers in Wyoming are also protected under the federal law, HIPAA, if they recently left an employer's group health plan and meet other requirements. HIPAA prohibits Wyoming health insurance companies from denying or restricting coverage for eligible residents.

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Wyoming Public Health Insurance Programs

The public Wyoming health insurance programs provide low-income residents financial assistance for getting health coverage. The state programs include:

• Medicaid (EqualityCare)
  In Wyoming, the Medicaid program is called EqualityCare, which provides health insurance coverage for certain low-income residents and disabled citizens. To learn more about EqualityCare, visit their website.


• Wyoming Kid Care
  The Wyoming Kid Care program is the state's Children's Health Insurance Program (SCHIP), which provides low-cost or free health coverage for children who do not qualify for Medicaid. Find out more about this Wyoming health insurance program for children online.


• Wyoming Breast and Cervical Cancer Early Detection Program
  Low-income women in Wyoming can receive free mammograms and cervical cancer screening through this program. Learn more about this women's Wyoming health insurance program online.


• Wyoming Medicare
  Seniors can find Wyoming health insurance through Medicare Advantage, Supplement and Original Medicare.

To find out about other financial assistance programs in Wyoming, visit the state's Department of Family Services website.

Some trade workers and early retirees in Wyoming can also receive financial assistance from the federal government through the Federal Health Coverage Tax Credit. Get more info about this tax credit online.

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Wyoming Health Insurance High Risk Pool

Residents in Wyoming with pre-existing conditions will get health insurance coverage through the high risk pools set up under the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan (PCIP) in Wyoming will run similar to regular Wyoming health insurance policies. The plans will require enrollees to pay monthly premiums and out-of-pocket costs.

Enrollees in the Wyoming PCIP will pay around the same amount as people without pre-existing conditions pay for health insurance. The estimated premiums for Wyoming residents are $234 for ages 0 to 34; $280 for ages 35 to 44; $358 for ages 45 to 54; $498 for ages 55 and older. The plan has a $2,500 deductible that has to be met before health insurance benefits are covered. The out-of-pocket limit is set at $5,950 for a year.

The eligible for the plan will have health insurance coverage for prescription drugs, doctor and hospital visits, emergency services and more.

Individuals may apply for the Wyoming PCIP program is they are a United States citizen, have not have insurance for six month and have a medical condition.

For more information on the Wyoming health insurance high risk pools visit http://www.healthcare.gov/index.html.

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The following list of companies offer Wyoming health insurance plans:

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Wyoming Department of Insurance and Department of Health

Find the contact information for the Wyoming health insurance and health departments at:

Go to Top of the Wyoming Health Insurance Page