Wyoming Health Insurance
If you live in Wyoming, there are numerous health insurance plans on the market. There are also plenty of insurance companies to do business with and they all offer a wide variety of plans to fulfil your health care needs.
You’ll be able to get valuable information here when seeking an affordable Wyoming health insurance. Also, you’ll be able to learn about the insurance rules, regulations, and laws in Wyoming while checking out some of the state’s biggest insurance providers. In addition, you can find all of the information you need regarding financial assistance and public health insurance programs in the state.
If you’re not a resident of Wyoming, then search health insurance by state here.
To receive free Wyoming health insurance quotes and compare the different types of plans just fill out the form below.
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Under state laws, Wyoming health insurance shoppers have a few key protections as they shop for their plan.
For example, Wyoming health insurance companies are not allowed to cancel coverage once you're accepted in a plan if you get sick or are injured. This is called guaranteed renewability.
But insurers will look at an applicant's health status before accepting them into coverage. If a resident is turned down for coverage because of a pre-existing health condition or other health reason, they can still buy a plan in Wyoming's high-risk health insurance pool.
Wyoming health insurance law also requires all health plans to provide coverage for these medical services:
- Screening for colorectal, prostate, breast, and cervical cancer
- Diabetes care
Some health plan shoppers in Wyoming are also protected under the federal law, HIPAA, if they recently left an employer's group health plan and meet other requirements. HIPAA prohibits Wyoming health insurance companies from denying or restricting coverage for eligible residents.
The public Wyoming health insurance programs provide low-income residents financial assistance for getting health coverage. The state programs include:
- Medicaid (EqualityCare)
In Wyoming, the Medicaid program is called EqualityCare, which provides health insurance coverage for certain low-income residents and disabled citizens. To learn more about EqualityCare, visit their website.
- Wyoming Kid Care
The Wyoming Kid Care program is the state's Children's Health Insurance Program (SCHIP), which provides low-cost or free health coverage for children who do not qualify for Medicaid. Find out more about this Wyoming health insurance program for children online.
- Wyoming Breast and Cervical Cancer Early Detection Program
Low-income women in Wyoming can receive free mammograms and cervical cancer screening through this program. Learn more about this women's Wyoming health insurance program online.
- Wyoming Medicare
Seniors can find Wyoming health insurance through Medicare Advantage, Supplement and Original Medicare.
To find out about other financial assistance programs in Wyoming, visit the state's Department of Family Services website.
Some trade workers and early retirees in Wyoming can also receive financial assistance from the federal government through the Federal Health Coverage Tax Credit. Get more info about this tax credit online.
Residents in Wyoming with pre-existing conditions will get health insurance coverage through the high risk pools set up under the Patient Protection and Affordable Care Act.
The Pre-Existing Condition Insurance Plan (PCIP) in Wyoming will run similar to regular Wyoming health insurance policies. The plans will require enrollees to pay monthly premiums and out-of-pocket costs.
Enrollees in the Wyoming PCIP will pay around the same amount as people without pre-existing conditions pay for health insurance. The estimated premiums for Wyoming residents are $234 for ages 0 to 34; $280 for ages 35 to 44; $358 for ages 45 to 54; $498 for ages 55 and older. The plan has a $2,500 deductible that has to be met before health insurance benefits are covered. The out-of-pocket limit is set at $5,950 for a year.
The eligible for the plan will have health insurance coverage for prescription drugs, doctor and hospital visits, emergency services and more.
Individuals may apply for the Wyoming PCIP program is they are a United States citizen, have not have insurance for six month and have a medical condition.
For more information on the Wyoming health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer Wyoming health insurance plans:
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
Click here to view Aetna Health Insurance in Wyoming
Altius Health Plans, a part of the Coventry Health Care network, provides coverage to consumers in 22 states with over 4,700 hospitals and and 490,000 doctors.
Click here to view Altius Health Plans Health Insurance in Wyoming
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Click here to view Assurant Health Health Insurance in Wyoming
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Click here to view Celtic Health Insurance in Wyoming
Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.
Click here to view Companion Life Insurance Company Health Insurance in Wyoming
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Click here to view Golden Rule Health Insurance in Wyoming
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Click here to view Great American Health Insurance in Wyoming
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Click here to view John Alden Health Insurance in Wyoming
Started in 1978, IAC offers management services to large companies who self-insure.
Click here to view Standard Security Life Health Insurance in Wyoming
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Click here to view Time Insurance Health Insurance in Wyoming
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Click here to view Time Short Term Health Insurance in Wyoming
WINhealth Partners is the only licensed HMO in Wyoming, focusing on its members' wellness and providing flexible options.
Click here to view WINhealth Partners Health Insurance in Wyoming
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Click here to view WorldIns ExpressMed Health Insurance in Wyoming
Find the contact information for the Wyoming health insurance and health departments at:
106 East 6th Avenue
Cheyenne, Wyoming 82002
Phone: (307) 777-7401
401 Hathaway Building
Cheyenne, Wyoming 82002
Phone: (307) 777-7656