Category Archives: Group Health Insurance

Massachusetts Innovates Health Insurance Again

| February 9, 2012

In 2006, Massachusetts was the first state to initiate a health insurance mandate which required individuals to purchase insurance. Sadly, although the plan was intended to make insurance available and affordable to all, it increased spending across the state. To battle these increased costs, many representatives and health insurance companies are working hard to initiate [...]

Individual Health Insurance |

Calling All Freelancers Who Need Health Insurance

| February 8, 2012

There are many perks that accompany freelance work, and many enjoy the freedom and creativity that comes from working outside the traditional office environment. However, the work also comes with complications, particularly when it comes to health insurance. Many freelancers struggle with health care costs and still others believe that they cannot afford an insurance [...]

Individual Health Insurance |

Five Common Reasons for Group Rate Increases

| February 7, 2012

Every year as individuals go through open enrollment they learn whether or not their group health insurance rates have changed. Unfortunately they may not fully understand the explanation behind the increases or decreases. Here are five common reasons for rate increases: 1. As a whole the company filed a lot of claims. The more claims [...]

Health Care Reform |

Most and Least Expensive States to Purchase Health Insurance

| February 6, 2012

As consumers move between states they typically consider the cost of living, the housing market and how much they will be paid but they may not think about the cost of health insurance. Unfortunately, the cost of health insurance coverage varies greatly between states. In the individual health insurance market the following are the five [...]

Individual Health Insurance |

Tips to Help Same-Sex Couples Receive Health Insurance Benefits

| February 2, 2012

Recently, a poll performed in Michigan discovered that 54 percent of voters opposed domestic partnership health insurance benefits for public employees. The results of this survey come on the heels of the shocking ban Michigan Gov. Rick Snyder implemented against domestic benefits for same-sex partners in his state. While the ACLU challenges this ban in [...]

Individual Health Insurance, Politics and Legislation |

Marriage and Health Insurance

| February 1, 2012

Whether you have recently tied the knot or plan to this year, this infographic will help you understand what you should consider when thinking about changing your health insurance coverage. More dependents are being added to plans as states pass same-sex marriage legislation and large employers start offering domestic partnership coverage. Unfortunately, women are more [...]

Individual Health Insurance |

Why Patients Should Negotiate During Their Check-Up

| January 31, 2012

When it comes to medical care, most tend to take their doctor’s word when it comes to undergoing necessary procedures, medications, and treatment protocol. The thought of questioning the doctor or inquiring more into an advised treatment seems foreign to most people. After all, we were always taught the doctor knows best. Yet, in today’s [...]

General Healthcare, Individual Health Insurance |

Florida Works to Control Health Care Costs

| January 30, 2012

Florida Legislature is considering a bill that would require doctors and health care centers to post prices of their services. This bill is being applauded by consumer advocates as many patients are perplexed by the cost of health care services and how much health insurance will pay for a service. Why is posting the costs [...]

Health Care Reform, Individual Health Insurance |

Five Health Insurance Companies with Mobile Apps

| January 27, 2012

Just in case you didn’t have enough mobile apps on your smart phone, your health insurance company may have one to help you as well. Here are a list of a few insurance companies and what their mobile application features include: Blue Cross Blue Shield: The Blue Cross Blue Shield app has a provider finder [...]

Individual Health Insurance |

4 Reasons to Utilize Stand Alone Dental and Vision Insurance

| January 26, 2012

If your insurance policy does cover dental and vision insurance, it may not be the full coverage you need. Many times health insurance policies do not provide dental and vision insurance at all giving consumers the chance to purchase a policy with more coverage. Here’s why it can be better to get stand alone dental [...]

Individual Health Insurance |