Category Archives: Group Health Insurance

Hitting the Road with Health Insurance Coverage

| April 9, 2012

As summer starts and travelers start departing across the country and overseas, individuals should stop and think: Will my health insurance protect me on the road? Whether you are taking a short trip with your family or a college student going away from home for the summer, health insurance coverage is important for emergencies. Consider [...]

Individual Health Insurance |

Overweight? Expect to Pay More for Health Insurance

| April 6, 2012

Whether you’re really out of shape or just a bit on the plump side, carrying extra pounds can have an extremely negative impact on your life. In America some 61 percent of the population is considered overweight and more than one-third of U.S. adults (35.7 percent) are obese. Along with the social stigma associated with [...]

General Healthcare, Individual Health Insurance |

Illinois Health Insurance and Health Care Snapshot

| April 5, 2012

The state of Illinois has a lot to be proud of. It’s the home of Abe Lincoln, the first ever McDonalds restaurant, and the world’s first sky skyscraper. However, recent news and data have uncovered some disconcerting truths about the state of Illinois health insurance and health care. Let’s put it into focus. Medicaid in [...]

General Healthcare, Individual Health Insurance, Uncategorized |

Five Step Roadmap to Filing Health Insurance Claims

| April 4, 2012

Did you know that there are certain scenarios in which you (the insured) may be asked to submit your own insurance claim form for medical care? Understandably, this added responsibility on the part of the patient doesn’t excite a lot of people. Filling out paperwork and forms can be a confusing hassle if you are [...]

General Healthcare, Individual Health Insurance |

Rethinking High Deductible, Low Premium Health Plans

| April 3, 2012

Many Americans with individual or family health insurance coverage have opted for a high-deductible plan. Basically, these are insurance policies that charge lower monthly premiums than traditional plans because the individuals insured are responsible for paying up to $5,000 or even more in medical bills before their insurance benefits kick in. This type of policy [...]

General Healthcare, Individual Health Insurance, Uncategorized |

Student Health Insurance Coverage Doesn’t Last Forever

| April 2, 2012

Students graduating from college in May have a lot on their minds already. Finding a job and “finding themselves” are not easy tasks. With all these existing pressures, the last thing a new graduate needs is to find themselves without health insurance. A friendly reminder to students – As the school year ends, so does [...]

Health Care Reform, Individual Health Insurance |

Rx Deductibles – Avoiding Sticker Shock at the Pharmacy

| March 30, 2012

In Latin, Caveat Emptor means Buyer Beware. It’s usually a good rule of thumb when making any purchase – especially one as important as health insurance. In order to be a smart consumer of health insurance, you need to research all of your options and decide on a plan that caters to your individual health [...]

General Healthcare, Individual Health Insurance |

What’s the Plan? Choosing between an HMO and a PPO

| March 29, 2012

The easy decision has been made – you need health insurance. But choosing the best type of health network for you or your family can be perplexing. We are talking HMO and PPO, folks. What’s the difference and what’s right for you? We’re giving you the low down to help you make an informed decision. [...]

Individual Health Insurance |

What Entrepreneurs Should Know About Health Care Reform

| March 28, 2012

As the Supreme Court decides whether or not the individual mandate will be constitutional, small businesses and entrepreneurs should continue to learn about what options they have due to reform and how their health insurance coverage could change. Here are the most important points that entrepreneurs must understand about health care reform: Exchanges Health care [...]

Health Care Reform, Individual Health Insurance |

What’s a Drug Formulary?

| March 23, 2012

It is always important to be familiar with your health insurance policy, particularly when it comes to what your insurance company will cover. This is not just true when it comes to procedures and doctor’s visits, but also when it comes to medications. Not every medication that you might need will be covered by insurance, [...]

Individual Health Insurance |