Working for a big company has its perks. They tend to have higher compensation packages, more funds and resources, and typically generous health benefits. While many employees of large businesses have been enjoying a range of health insurance benefits at low out-of-pocket costs, more and more companies are switching up their offerings. In its annual [...]
Many businesses, typically larger employers, make the choice to ‘self-insure’ in order to cut health care costs. A self-insured group health plan is one in which the employer directly assumes all costs of providing health care benefits to its employees. Instead of paying a fixed-premium amount to a carrier, employers will pay out of pocket [...]
While employers scramble to stay up to date on the latest from the Affordable Care Act, recent federally issued health care reform rules will make it easier for workplaces to provide wellness incentives to employees starting in 2014. Proposed Wellness Guidelines In late November of 2012, federal agencies announced rules for employer-based wellness incentives. Beginning [...]
The past year was chock-full of health insurance drama – suspense, speculation, Supreme Court hearings. The Affordable Care Act (ACA) is no longer an uncertainty, however. With this knowledge, we can make the following health insurance predictions for 2013. The rise of defined contribution plans among employers. A defined contribution plan involves employers giving their [...]
The Health and Human Services (HHS) have released three broad requirements that will change the future of health insurance plans for every single consumer. Health Insurance Premiums and Costs Birthdays are going to be a lot less fun as consumers can receive a premium increase ever year. That’s right, a premium increase every year (right [...]
The topic of health care reform has been taking center stage as the Presidential election draws closer and closer. The terms ‘ObamaCare’ and ‘RomneyCare’ have been thrown around all over the media for quite some time. GoHealth has a created a fresh, new infographic that compares and contrasts the components of the two plans. Passed [...]
The number of Americans without health insurance decreased for the first time in four years, according to the 2011 U.S. Census Bureau report. Results of the report, released earlier today, showed that 48.6 million people were uninsured in 2011, compared to 50 million in 2010. The percentage of those without coverage dropped as well, from [...]
Every year, there is a time period where consumers who are 65 and older can change, sign up, drop or switch Medicare Advantage and Medicare Part D plans. This period of time is known as open enrollment. This year the time period will be held from October 15 to December 7 – leaving seniors a [...]
Last month, the U.S. Office of Personnel Management (OPM) proposed a rule pertaining to children of a parent who is in a domestic same-sex relationship with a federal employee receiving health insurance coverage through federal programs. The proposed regulation would allow gay federal employees to cover the children of their partners under the federal health [...]
You’ve landed a job with health insurance benefits. As your painting the picket fence of your now-in-foreclosure dream home, you can at least take solace in the fact that you’re saving on health insurance by being covered under a group plan, right? Not necessarily, my friends. A group health insurance plan is not always the [...]
|  |
© 2013 GoHealthInsurance.com™
