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Category Archives: Group Health Insurance

Unemployed? Think Twice Before Locking into COBRA




With health insurance marketplaces opening less than a month from now, individuals and families can look forward to new coverage options, all in one place. This is particularly good news for those who may have been recently unemployed or laid off and lacking health insurance. The current route taken by many individuals upon unemployment is […]

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What To Do If Your Employer Drops Spousal Coverage?




Although not required by law, many employer-sponsored health plans might offer spousal or dependent coverage as an added benefit to workers. However, due to the anticipated rising health insurance costs, several companies have announced they are dropping spousal coverage for employees. A survey by global professional services company Towers Watson reports that, “while surcharges for […]

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Health Care Reform Vows: A Look Back




Years after the Affordable Care Act (ACA) was passed we take a look at some of the promised benefits. 1.       Premiums will decrease by $2,500 a year for the typical family. Obama frequently used the $2,500 figure during his campaign and just as many questioned the amount then — it still receives a skeptical reaction […]

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Public Employees Asked to Accept Cheaper Health Benefits to Avoid High Tax




The pressure is on for municipal unions across the country to accept cheaper health benefits in order to avoid a provision of the Affordable Care Act (ACA) that will tax expensive health plans in 2018. Government administrations warn unions that if they cannot figure out how to rein in health care costs now, the price […]

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Obamacare Employer Mandate Delay Will Cost $10 Billion




When the White House delayed the employer insurance mandate until 2015, citing the reason as a way to lessen the financial burden on the business sector. In doing so, it now seems that burden has been shifted back to the federal government. According to a report from the nonpartisan Congressional Budget Office (CBO) the delay […]

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What the Delayed Employer Mandate Means for Workers




It was earlier this month that the Obama administration surprised the nation by announcing a delay in the ‘employer mandate’ provision of the health law, which requires businesses to provide insurance to workers. Companies now have until 2015 to comply with the mandate. The provision specifically requires that businesses with 50 or more workers provide […]

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Insurers Gear Up to Sell Health Insurance Despite Challenges




While many Americans and health care experts prepare for the opening of health insurance marketplaces this fall, advertisers are looking at the Affordable Care Act (ACA) in a different way. A vital factor in the success and implementation of the ACA depends on the ability to educate consumers of important deadlines, requirements and penalties. Over […]

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More Delays for Health Care Reform




The Obama administration rolled out more delays for health care reform this past week, in addition to pushing back the employer mandate deadline which requires that employers offer insurance to workers. Health care reform is slated to begin offering coverage through state and federal online health marketplaces on October 1, 2013. Consumers with incomes ranging […]

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White House Delays Key Provision of Health Care Reform




In a setback for President Obama, the White House announced yesterday its decision to delay the health care rule requiring businesses to provide insurance to workers. This decision comes at a critical point in the Administration’s overhaul of health care in the nation. The Employer Mandate Also referred to as the ‘employer mandate,’ this specific […]

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End of DOMA Means Health Care Savings




In a landmark win for the gay rights movement, the Supreme Court ruled the Defense of Marriage Act unconstitutional, citing that it violates the Fifth Amendment right to equal liberty. Finally, same-sex couples can expect long-awaited benefits. DOMA formerly denied more than 1,000 federal benefits to same-sex married couples, perhaps most importantly those related to […]

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