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Category Archives: Health Care Reform

It’s Tax Day! What You Need to Know About Being Uninsured

Today is April 15, which means we’ve finally reached the tax return filing deadline. Today is also the first day that many Americans will feel the costly effect of going uninsured. Under the Affordable Care Act, most Americans must have health insurance coverage or face a fine.  Although you still have a few weeks to take advantage of the […]

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Can I Use My HSA Funds to Pay My Premiums?

Many of you might have a Health Savings Account (HSA) and realize that you have more funds in the account than you need. Maybe you’re not even sure what an HSA is at all. What can the money in your HSA account be used for? In some cases, you can use the funds in your […]

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What’s the difference between short-term and major medical coverage?

If you missed the Open Enrollment deadline, you may still have one last chance to enroll in major medical coverage. However, when searching for coverage options, you may also come across what’s called short-term health insurance. The two might sound similar, but their details can actually be very different. We’ve outlined the variations between major […]

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Does My Health Insurance Cover Midwives?

Home births have become more and more popular over the past few years. If you are considering having a home birth, be sure your health insurance covers all the services you’ll need to keep you and your newborn safe.   Here are a few questions you should ask yourself now before your bundle of joy […]

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Take Advantage of Preventive Care Services

Individual health plans purchased through the marketplace must now cover a certain set of preventive care services at no additional cost to the individual. This means that if you have a health plan and choose to take advantage of one of these services, your health insurance provider will absorb the entire cost of care. This […]

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Should my fiancé and I share health insurance coverage?

Wedding planning can be overwhelming and filled with many difficult choices. As you are choosing between different centerpieces and color schemes, don’t forget to make important decisions to protect the future of your health.   Can I still enroll in health insurance? Getting married is considered a Qualifying Life Event, which gives couples the unique opportunity […]

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Does My Health Insurance Work Abroad?

Planning a trip to Milan for the World Expo? What about Southeast Asia for a beach getaway? When you’re planning your vacation, one of the last things you’re probably thinking about is your health coverage. As much as you don’t want to dwell on the negative, it’s important to ask yourself tough questions now to […]

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Preparing for your new baby

Are you expecting a child? Congratulations! Now that you have a new baby on the way, it’s important to pay attention to your health insurance needs and what assistance is available to your growing family. Under the Affordable Care Act, all health insurance plans must cover the 10 Essential Health Benefits, including maternity and newborn […]

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Exemptions From the Tax Penalty

It was recently announced that certain people have one last chance to get health insurance. If you are one of the millions of Americans still without coverage, you can either take advantage of this special enrollment period or face a fine. The tax penalty for not having health insurance in 2016 will be 2.5% of […]

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Take Advantage of the 10 Essential Health Benefits

In the United States, a 15 minute, nine-mile ambulance ride could cost over $1,700. Treating pesky spring allergies with Nasonex could cost $108. And replacing an Asthma inhaler could cost over $175. This is just a glimpse into the world of being an uninsured American. But thanks to the Affordable Care Act, all health plans are […]

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