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Category Archives: Individual Health Insurance

Unemployed? Think Twice Before Locking into COBRA

With health insurance marketplaces opening less than a month from now, individuals and families can look forward to new coverage options, all in one place. This is particularly good news for those who may have been recently unemployed or laid off and lacking health insurance. The current route taken by many individuals upon unemployment is […]

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Pre-Existing Condition Insurance Plan Changes

If you are currently enrolled in a Pre-Existing Condition Insurance Plan (PCIP), there are certain changes that could affect your coverage. Originally established under the Patient Protection and Affordable Care Act, the PCIP program was created to make health coverage available to people with pre-existing conditions until key components of the health law begin taking […]

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What Medicare Eligible Consumers Need to Know about Insurance in October

Officials throughout the United States are reminding seniors that they need to remember October 15 for Medicare Open Enrollment and not October 1st. This October is a big month for insurance in the United States. October 1 is the start of registration for individual health insurance through online insurance marketplaces. The registration runs until March […]

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What Health Care Reform Means for Immigrants

According to the Department of Health and Human Services, the current immigrant population of the United States is over 2.5 times more likely than natural citizens to be uninsured. Of the millions impacted by the Affordable Care Act (ACA) overhaul, how will provisions like the state-based health exchanges, individual mandate and Medicaid expansion affect the […]

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HHS Extends Key Health Benefits to Same-Sex Marriages

Today the Department of Health and Human Services (HHS) released its first rule concerning health insurance since striking down the Defense of Marriage Act in June 2013. The new ruling clarifies that all Medicare Advantage beneficiaries, regardless of sexual orientation, will have equal access to coverage in a nursing home where their spouse lives. Prior […]

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What To Do If Your Employer Drops Spousal Coverage?

Although not required by law, many employer-sponsored health plans might offer spousal or dependent coverage as an added benefit to workers. However, due to the anticipated rising health insurance costs, several companies have announced they are dropping spousal coverage for employees. A survey by global professional services company Towers Watson reports that, “while surcharges for […]

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Back to School: A Student’s Guide to Health Insurance Post Health Care Reform

Students these days have something else besides school to study for – the health care law. The passage of the Affordable Care Act may present more health care options, but it also requires young adults to be more accountable for their health. The individual mandate of the health law requires that everyone (with some exceptions) […]

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GoHealth Positioned to Better Serve Health Insurance Shoppers for Reform

To better serve health insurance shoppers this fall, GoHealth has incorporated the top technology into its platform, creating an integrated shopping experience for consumers everywhere. Just today GoHealth confirmed an agreement with The Centers for Medicare & Medicaid Services (CMS), enabling the company to aid the federal government and enroll millions of eligible Americans in […]

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Health Care Reform Vows: A Look Back

Years after the Affordable Care Act (ACA) was passed we take a look at some of the promised benefits. 1.       Premiums will decrease by $2,500 a year for the typical family. Obama frequently used the $2,500 figure during his campaign and just as many questioned the amount then — it still receives a skeptical reaction […]

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Majority of Americans Still Not Clear on How ACA Affects Them

A Kaiser Family Foundation Health Tracking poll conducted in March 2013 revealed that the majority of U.S. residents still don’t understand how the Affordable Care Act (ACA) will impact them. The following stats are alarming given the intent of the health law is to increase the quality and availability of health insurance coverage for Americans. […]

Health Care Reform, Politics and Legislation || 1 Comment