Your source for health insurance quotes and plans.

Category Archives: Individual Health Insurance

Obama Administration Preparing for Smooth Transition to Health Exchanges

As if you needed any more reminders (or maybe you do), the Obama administration will begin reaching out to consumers in preparation of the health exchanges under the Affordable Care Act. Almost three months before health insurance marketplaces open on October 1st, the Obama administration will work with the private sector to let people know [...]

Health Care Reform || Leave a comment

Health Insurance Advice for Budding Entrepreneurs

In addition to being innovative, courageous, and bright, entrepreneurs often find themselves falling into another category – uninsured. Finding health insurance coverage can be a daunting task for self-employed individuals, especially if certain pre-existing conditions are involved. In 2014, all of this will change due to the Affordable Care Act (ACA). But, what is an [...]

Individual Health Insurance || Leave a comment

Is This The End of Fee For Service Plans?

Remember Fee for Service health insurance plans? Well start preparing your goodbyes, because this plan may be phased out in the next seven years. The National Commission on Physician Payment Reform is interested in pushing to eliminate one of the oldest and most expensive types of health insurance coverage, the Fee for Service (FFS) plan. [...]

Health Care Reform || Leave a comment

How 2013 Changes Health Savings Accounts

If you find tax season as thrilling as we do, then hold on to your hats! The IRS has updated its regulations and requirements regarding Health Savings Accounts (HSAs) for 2013. Here’s what you need to know: HSA Contribution Limits Have Increased Individuals can add an additional $150 to their account this year, for a [...]

Individual Health Insurance || Leave a comment

The Standoff: PPO vs. HMO

Deciding to purchase health insurance is an important and wise first step. One of the next decisions you must make is whether to go the route of and HMO or a PPO. Hopefully, we can help cut down your research time. Here’s what you need to know about these two plans before making your final [...]

Individual Health Insurance || Leave a comment

How Will You Rate Your Health Plan?

Starting this fall, health insurance companies will be subject to a rating system in an effort to push higher quality insurance coverage. Consumers will also benefit from the ability to compare various health insurance benefits and make more informed decisions regarding care. Federal health law requires that all states implement the rating system in 2016, however [...]

Health Care Reform || Leave a comment

PPO Health Insurance – What is It?

PPO, HMO, FFS, POS…With all the three-letter abbreviations and jargon that gets thrown around, it can be pretty confusing trying to find the insurance answers you really need. Let’s move past the abbreviations and determine what you really need to know about health coverage, starting with PPO health insurance. PPO A Preferred Provider Organization (or [...]

Individual Health Insurance || Leave a comment

Can I Use HSA Funds to Pay Premiums?

At a time when insurance premiums are on the rise, everyone is looking for a way to stretch their health care dollar. One popular inquiry is whether money from a health savings account (HSA) can be used to cover insurance premiums. The answer is yes, in some cases. The more you understand your HSA, the [...]

Individual Health Insurance || Leave a comment

State of the Union Address and the State of Medicare

In case you missed last night’s State of the Union Address, President Obama touched on the fiscal cliff and how the United States could achieve more budget stability through both Medicare cuts and tax increases. The aging Baby Boomer generation has led to rising health care costs, and under Obama’s reform, cuts to the federal [...]

Politics and Legislation || Leave a comment

Rejected for Private Health Insurance – Now What?

So you’ve been denied health insurance through a private health care plan. What is there to do? There are several possible reasons that a health insurance company could refuse to cover you, including a pre-existing medical condition, disability, pregnancy or more. While some states have “guaranteed issue” protection in place to prevent insurers from denying [...]

Health Care Reform || Leave a comment