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Category Archives: Individual Health Insurance

Why the Exchanges Need Young People

While older individuals tend to have a greater need for health insurance, it’s actually the young and healthy Americans that the success of the Affordable Care Act depends upon. Also known as the “young invincibles” by policymakers, these 18-35 year olds must make up 20 percent to 30 percent of the pool to make the […]

Health Care Reform | | Leave a comment

Government Shutdown Should Not Affect Medicare Open Enrollment

In another notable insurance event, the Medicare open enrollment commenced just yesterday on October 15. During Medicare open enrollment, eligible seniors age 65 and up, and all Medicare beneficiaries can change their Medicare health plan and prescription drug coverage for 2014. Those who are happy with their current coverage don’t have to change a thing. […]

Politics and Legislation | | Leave a comment

Prepare for Medicare Open Enrollment with GoHealth

This fall, consumers have another important date to remember: Medicare open enrollment. From Tuesday, October 15 until Saturday, December 7th, current Medicare beneficiaries or newly eligible individuals age 65 and up have the opportunity to enroll in coverage for the first time or change and upgrade their plans.   According to AARP, an average of […]

Individual Health Insurance | | Leave a comment

Officials Warn Consumers to Beware Medicare Mix-up This Fall

As if educating millions of individuals on impending health insurance changes due this fall was not challenging enough, federal officials also worry about the effects these changes will have on the Medicare eligible population. This population is often more vulnerable to scams or being taken advantage of and could be left confused about the recent […]

General Healthcare, Health Care Reform | | Leave a comment

Unemployed? Think Twice Before Locking into COBRA

With health insurance marketplaces opening less than a month from now, individuals and families can look forward to new coverage options, all in one place. This is particularly good news for those who may have been recently unemployed or laid off and lacking health insurance. The current route taken by many individuals upon unemployment is […]

Group Health Insurance, Health Care Reform | | Leave a comment

Pre-Existing Condition Insurance Plan Changes

If you are currently enrolled in a Pre-Existing Condition Insurance Plan (PCIP), there are certain changes that could affect your coverage. Originally established under the Patient Protection and Affordable Care Act, the PCIP program was created to make health coverage available to people with pre-existing conditions until key components of the health law begin taking […]

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What Medicare Eligible Consumers Need to Know about Insurance in October

Officials throughout the United States are reminding seniors that they need to remember October 15 for Medicare Open Enrollment and not October 1st. This October is a big month for insurance in the United States. October 1 is the start of registration for individual health insurance through online insurance marketplaces. The registration runs until March […]

Health Care Reform | | Leave a comment

What Health Care Reform Means for Immigrants

According to the Department of Health and Human Services, the current immigrant population of the United States is over 2.5 times more likely than natural citizens to be uninsured. Of the millions impacted by the Affordable Care Act (ACA) overhaul, how will provisions like the state-based health exchanges, individual mandate and Medicaid expansion affect the […]

Health Care Reform, Politics and Legislation | | Leave a comment

HHS Extends Key Health Benefits to Same-Sex Marriages

Today the Department of Health and Human Services (HHS) released its first rule concerning health insurance since striking down the Defense of Marriage Act in June 2013. The new ruling clarifies that all Medicare Advantage beneficiaries, regardless of sexual orientation, will have equal access to coverage in a nursing home where their spouse lives. Prior […]

Health Care Reform, Politics and Legislation | | Leave a comment

What To Do If Your Employer Drops Spousal Coverage?

Although not required by law, many employer-sponsored health plans might offer spousal or dependent coverage as an added benefit to workers. However, due to the anticipated rising health insurance costs, several companies have announced they are dropping spousal coverage for employees. A survey by global professional services company Towers Watson reports that, “while surcharges for […]

Group Health Insurance, Health Care Reform | | Leave a comment