During Open Enrollment, individuals and families can enroll in a health insurance plan, or make changes to an existing plan.
Open Enrollment for 2018 begins November 1, 2017 and ends December 15, 2017. You must enroll in health insurance during this window in order for your coverage to begin as early as January 1, 2018.
If you’re planning to enroll in health insurance or make changes to an existing plan during this year’s Open Enrollment, we recommend you complete these 5 steps before you enroll.
1. Make sure you and your family qualify for individual health insurance
You may not be eligible to get a plan through the open Marketplace if you can get insurance through your job or employer. Additionally, if you qualify for Medicaid or CHIP, these options will be more affordable than an individual health plan.
2. Estimate your household income
Before you enroll in a health plan, you will need to estimate your pre-tax household income for the upcoming year. Make sure to account for any potential raises, additional income or loss in income for the adults in the household in 2018.
3. Have personal information available and ready
When you enroll in a health plan, you will have to provide social security numbers, dates of birth and immigration paperwork, if necessary, for everyone who will be on your health plan. Storing this information in an easily accessible place will make the process of enrolling much smoother.
4. Have employer information and tax returns on hand
In addition to social security numbers and birth dates, you’re also required to provide everyone’s employer information including the business name, address and phone number. To help determine whether you will qualify for tax credits or other savings, it is important to have your tax return from last year on hand as well.
5. Pick a plan
Choosing a plan may seem overwhelming, but licensed agents are available to talk you through the process and help find a plan that fits your specific needs. To talk with an agent about which types of plans are right for you and your family, visit GoHealth or call (888) 322-7557.