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What to Know Before Obamacare Open Enrollment Ends

by Lauren Mandel

It’s finally here: the last weekend of 2016 Obamacare Open Enrollment. What does that mean for you? It means if you don’t have health insurance by now, you better hurry up and get it before Sunday night’s deadline.opensign

As a reminder, all Americans are required by law to have health insurance or face a fine. That fine, on average, could be almost $1,000 per person this year, so you’re better off enrolling in health insurance before it’s too late.

Think you don’t need health insurance? Well, there are countless reasons why you do. We’ve explained why going without coverage can be extremely expensive, as well as all the other (much more exciting) ways you could spend your tax penalty money.

If you think you can’t afford health insurance, you could be wrong. There are now financial assistance options thanks to the Affordable Care Act, including tax credits and cost-sharing reductions. Make sure you find out if you qualify for one of these subsidies before enrolling in a plan.

And if you were automatically re-enrolled in your plan from last year, you still have time to change your coverage. Learn more about the steps you should take to explore your plan options and potentially save more money.

Last year, a deadline extension was announced to give people one last chance to get the coverage they needed. However, this year is different: there will be no deadline extension for Open Enrollment. This means your absolute final deadline is this Sunday, Jan. 31.

Don’t wait until it’s too late. Visit to find your 2016 health plan now.


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