Although there is still one last chance for some people to get health insurance, for many, the time to enroll in a health plan has passed.
However, missing the Open Enrollment deadline doesn’t mean you have to go uninsured until next year. There are multiple options if you don’t have health insurance, but still want to get covered.
Special Enrollment Period
If you experience a major life change, you may qualify for a Special Enrollment Period, which means you can enroll in a major medical health plan outside of Open Enrollment. These Qualifying Life Events include getting married, moving to a new location, and having or adopting a baby. Remember: You only have 60 days from the time your event occurs to get coverage, so take action quickly.
Many uninsured people think they can afford to wait to get coverage until 2016, but that’s simply not the case. You never know what medical emergencies you might face. Short-term coverage is a great temporary solution to protect you and your family against expensive medical bills due to unexpected injury or illness. GoHealth can assist you in finding a short-term plan at any time throughout the year.
Alternative to COBRA
Facing a change in job status means you can enroll with GoHealth instead of electing COBRA. Although many people believe COBRA is their best option, coverage under COBRA can be very limiting and very expensive. Enrolling in a plan through GoHealth may be the better option. GoHealth provides you with more plan options and the best rates available.