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Anthem Health Insurance in COLORADO – Health Plan Options

Anthem — Colorado BluePreferred for Individuals

A comparison of the Colorado BluePreferred for Individuals offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	80% covered after deductible.	60% covered
Copay	N/A	N/A
Deductible	$3,000 per family member.	$6,000 per family member.

Anthem — Colorado BluePreferred for Individuals

A comparison of the Colorado BluePreferred for Individuals offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	80% covered after deductible.	60% covered
Copay	N/A	N/A
Deductible	$3,000 per family member.	$6,000 per family member.

Anthem — Colorado BluePreferred for Individuals

A comparison of the Colorado BluePreferred for Individuals offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	80% covered after deductible.	60% covered
Copay	N/A	N/A
Deductible	$3,000 per family member.	$6,000 per family member.

Anthem — Colorado BluePreferred for Individuals

A comparison of the Colorado BluePreferred for Individuals offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	80% covered after deductible.	60% covered
Copay	N/A	N/A
Deductible	$3,000 per family member.	$6,000 per family member.

Anthem — Calculated Risk Taker

A comparison of the Calculated Risk Taker offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	60%
Office Visit	$40 per visit, unlimited vists per year	Covered at 60% (not subject to deductible)
Copay	$40	N/A
Deductible	$1,500	$1,500

Anthem — Part-Time Daredevil

A comparison of the Part-Time Daredevil offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	60%
Office Visit	$30 copayment for the first four office visits then 100%	Covered at 60% (not subject to deductible)
Copay	$30	N/A
Deductible	$3,000	$3,000

Anthem — Thrill Seeker

A comparison of the Thrill Seeker offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	60%
Office Visit	$20 copayment for the first four office visits then 100%	Covered at 60% (not subject to deductible)
Copay	$20	N/A
Deductible	$5,000	$5,000

Anthem — Lumenos HSA

A comparison of the Lumenos HSA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$1,500	$3,000

Anthem — Lumenos HSA

A comparison of the Lumenos HSA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$2,500	$5,000

Anthem — Lumenos HSA

A comparison of the Lumenos HSA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$5,000	$10,000

Anthem — Lumenos HIA

A comparison of the Lumenos HIA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$2,500 Individual, $5,000 Family	$5,000 Individual, $10,000 Family

Anthem — Lumenos HIA

A comparison of the Lumenos HIA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$5,000 Individual, $10,000 Family	$10,000 Individual, $20,000 Family

Anthem — Lumenos HIA

A comparison of the Lumenos HIA offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$1,500 Individual, $3,000 Family	$3,000 Individual, $6,000 Family

Anthem — Lumenos HIA Plus

A comparison of the Lumenos HIA Plus offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$2,500 Individual, $5,000 Family	$5,000 Individual, $10,000 Family

Anthem — Lumenos HIA Plus

A comparison of the Lumenos HIA Plus offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	70%
Office Visit	Subject to deductible and coinsurance.	Subject to deductible and coinsurance.
Copay	N/A	N/A
Deductible	$5,000 Individual, $10,000 Family	$10,000 Individual, $20,000 Family

Anthem — SmartSense Generic Only Rx 500

A comparison of the SmartSense Generic Only Rx 500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$500 Individual, $1,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Generic Only Rx 1500

A comparison of the SmartSense Generic Only Rx 1500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$1,500 Individual, $3,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Generic Only Rx 2500

A comparison of the SmartSense Generic Only Rx 2500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% after deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$2,500 Individual, $5,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Generic Only Rx 5000

A comparison of the SmartSense Generic Only Rx 5000 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Generic Only Rx 7500

A comparison of the SmartSense Generic Only Rx 7500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$7,500 Individual, $15,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$7,500 Individual, $15,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Full Rx 500

A comparison of the SmartSense Full Rx 500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$500 Individual, $1,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Full Rx 1500

A comparison of the SmartSense Full Rx 1500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$1,500 Individual, $3,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Full Rx 2500

A comparison of the SmartSense Full Rx 2500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$2,500 Individual, $5,000 Family (each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Full Rx 5000

A comparison of the SmartSense Full Rx 5000 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$5,000 Individual, $10,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)

Anthem — SmartSense Full Rx 7500

A comparison of the SmartSense Full Rx 7500 offered by Anthem is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70% after deductible	50% after deductible
Office Visit	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Copay	$30 copay for first 3 visits per member per year (deductible waived); after 3 visits, 70% once deductible is met	50% after deductible
Deductible	$7,500 Individual, $15,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)	$7,500 Individual, $15,000 Family(each family member has an individual deductible, family deductible can be satisfied by 2 or more people)