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Blue Cross Blue Shield of Michigan Health Insurance in MICHIGAN – Health Plan Options

Blue Cross Blue Shield of Michigan — ICBlue Plus

A comparison of the ICBlue Plus offered by Blue Cross Blue Shield of Michigan is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	Covered- 70% with no deductible (2 visits, per member, per calendar year)	Not covered
Copay	70% of the BCBSM-approved amount	50% of the BCBSM-approved amount
Deductible	$1,000 Individual, $2,000 Family	$2,000 Individual, $4,000 Family

Blue Cross Blue Shield of Michigan — Flexible Blue II Plan 1500

A comparison of the Flexible Blue II Plan 1500 offered by Blue Cross Blue Shield of Michigan is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	Covered- 80% after deductible (2 visits, per member, per calendar year)	Not covered
Copay	80% of the BCBSM- approved amount	60% of the BCBSM- approved amount
Deductible	$1,500 Individual, $3,000 Family	$3,000 Individual, $6,000 Family

Blue Cross Blue Shield of Michigan — Flexible Blue II Plan 2500

A comparison of the Flexible Blue II Plan 2500 offered by Blue Cross Blue Shield of Michigan is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	Covered- 80% after deductible (2 visits, per member, per calendar year)	Not covered
Copay	80% of the BCBSM- approved amount	60% of the BCBSM- approved amount
Deductible	$2,500 Individual, $5,000 Family	$5,000 Individual, $10,000 Family

Blue Cross Blue Shield of Michigan — Flexible Blue II Plan 5000

A comparison of the Flexible Blue II Plan 5000 offered by Blue Cross Blue Shield of Michigan is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	60%
Office Visit	Covered- 80% after deductible (2 visits, per member, per calendar year)	Not covered
Copay	80% of the BCBSM- approved amount	60% of the BCBSM- approved amount
Deductible	$5,000 Individual, $10,000 Family	$10,000 Individual, $20,000 Family

Blue Cross Blue Shield of Michigan — OneBlue

A comparison of the OneBlue offered by Blue Cross Blue Shield of Michigan is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%, 75%, or 50% for specific services defined below	80%, 75%, or 50% for specific services defined below
Office Visit	Physician Office Services: Office Visits: Covered - $30 copay; deductible applies for specialty care Consulting Specialist Care: Covered (if referred) - $30 copay after deductible	Physician Office Services: Office Visits: Covered - $30 copay; deductible applies for specialty care Consulting Specialist Care: Covered (if referred) - $30 copay after deductible
Copay	$5 for allergy injections, $30 office visits, $35 for urgent care visits, $100 for emergency room visits	$5 for allergy injections, $30 office visits, $35 for urgent care visits, $100 for emergency room visits
Deductible	$500 per individual contract per calendar year. $1,000 per family contract (two or more members) per calendar year	$500 per individual contract per calendar year. $1,000 per family contract (two or more members) per calendar year