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Consumers Life Company Health Insurance in INDIANA – Health Plan Options

Consumers Life Company — Indiana HSA 5000/10000

A comparison of the Indiana HSA 5000/10000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana Value 5000

A comparison of the Indiana Value 5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	$35
Deductible	$5,000 Individual/$15,000 Family	$6,000 Individual/$18,000 Family

Consumers Life Company — Indiana Wellness HSA 5000

A comparison of the Indiana Wellness HSA 5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana HSA 4000/8000

A comparison of the Indiana HSA 4000/8000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $4,000, Family: $8,000	Individual: $8,000, Family: $16,000

Consumers Life Company — Indiana PHP 5000/10000 - 80%

A comparison of the Indiana PHP 5000/10000 - 80% offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana Wellness HSA 4000

A comparison of the Indiana Wellness HSA 4000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $4,000, Family: $8,000	Individual: $8,000, Family: $16,000

Consumers Life Company — Indiana Value 2500

A comparison of the Indiana Value 2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	$35
Deductible	$2,500 Individual/$7,500 Family	$3,500 Individual/$10,500 Family

Consumers Life Company — Indiana PHP 5000/10000-40

A comparison of the Indiana PHP 5000/10000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana PHP 5000/10000 - 100%

A comparison of the Indiana PHP 5000/10000 - 100% offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana HSA 3000/6000

A comparison of the Indiana HSA 3000/6000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Consumers Life Company — Indiana PHP 5000/10000-25

A comparison of the Indiana PHP 5000/10000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Indiana Wellness HSA 3000

A comparison of the Indiana Wellness HSA 3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Consumers Life Company — Indiana Short Term

A comparison of the Indiana Short Term offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$15 copay, then 100%	$15 copay, then 50%
Copay	$15	$15
Deductible	Individual: $500, Family: $1,000	Individual: $500, Family: $1,000

Consumers Life Company — Indiana HSA 2500/5000

A comparison of the Indiana HSA 2500/5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana Value 1500

A comparison of the Indiana Value 1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	$35
Deductible	$1,500 Individual/$4,500 Family	$2,500 Individual/$7,500 Family

Consumers Life Company — Indiana HSA 2000/4000

A comparison of the Indiana HSA 2000/4000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,000, Family: $4,000	Individual: $4,000, Family: $8,000

Consumers Life Company — Indiana PHP 2500/5000 - 80%

A comparison of the Indiana PHP 2500/5000 - 80% offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana Wellness HSA 2500

A comparison of the Indiana Wellness HSA 2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana Wellness HSA 2000

A comparison of the Indiana Wellness HSA 2000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,000, Family: $4,000	Individual: $4,000, Family: $8,000

Consumers Life Company — Indiana PHP 2500/5000-40

A comparison of the Indiana PHP 2500/5000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana Value 1000

A comparison of the Indiana Value 1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	$35
Deductible	$1,000 Individual/$3,000 Family	$2,000 Individual/$6,000 Family

Consumers Life Company — Indiana PHP 2500/5000 - 100%

A comparison of the Indiana PHP 2500/5000 - 100% offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana PHP 2500/5000-25

A comparison of the Indiana PHP 2500/5000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Indiana Value 500

A comparison of the Indiana Value 500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	$35
Deductible	$500 Individual/$1,500 Family	$1,500 Individual/$4,500 Family

Consumers Life Company — Indiana HSA 1200/2400

A comparison of the Indiana HSA 1200/2400 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Consumers Life Company — Indiana PHP 1500/4500

A comparison of the Indiana PHP 1500/4500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Indiana PHP 1500/4500-40

A comparison of the Indiana PHP 1500/4500-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Indiana Wellness HSA 1200

A comparison of the Indiana Wellness HSA 1200 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Consumers Life Company — Indiana PHP 1500/4500-25

A comparison of the Indiana PHP 1500/4500-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Indiana PHP 1000/3000

A comparison of the Indiana PHP 1000/3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Indiana PHP 1000/3000-40

A comparison of the Indiana PHP 1000/3000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Indiana PHP 1000/3000-25

A comparison of the Indiana PHP 1000/3000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Indiana PHP 500/1500

A comparison of the Indiana PHP 500/1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	$0	N/A
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000

Consumers Life Company — Indiana PHP 500/1500-40

A comparison of the Indiana PHP 500/1500-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000

Consumers Life Company — Indiana PHP 500/1500-25

A comparison of the Indiana PHP 500/1500-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000