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Consumers Life Company Health Insurance in MICHIGAN – Health Plan Options

Consumers Life Company — Michigan Value 5000

A comparison of the Michigan Value 5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	Single: $5,000, Family: $15,000	Single: $6,000, Family: $18,000

Consumers Life Company — Michigan PHP 4070-5000

A comparison of the Michigan PHP 4070-5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Michigan Value 2500

A comparison of the Michigan Value 2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	Single: $2,500, Family: $7,500	Single: $3,500, Family: $10,500

Consumers Life Company — Michigan 5000/10000-80

A comparison of the Michigan 5000/10000-80 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $5,000, Family: $10,000	Single: $10,000, Family: $20,000

Consumers Life Company — Michigan PHP 2570-5000

A comparison of the Michigan PHP 2570-5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Michigan PHP 4080-5000

A comparison of the Michigan PHP 4080-5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Michigan Wellness HSA 5000

A comparison of the Michigan Wellness HSA 5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $5,000, Family: $10,000	Single: $10,000, Family: $20,000

Consumers Life Company — Michigan PHP 4070-2500

A comparison of the Michigan PHP 4070-2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Michigan PHP 2580-5000

A comparison of the Michigan PHP 2580-5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $$5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Consumers Life Company — Michigan Value 1500

A comparison of the Michigan Value 1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	Single: $1,500, Family: $4,500	Single: $2,500, Family: $7,500

Consumers Life Company — Michigan Wellness HSA 4000

A comparison of the Michigan Wellness HSA 4000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $4,000, Family: $8,000	Single: $8,000, Family: $16,000

Consumers Life Company — Michigan 5000/10000-100

A comparison of the Michigan 5000/10000-100 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $5,000, Family: $10,000	Single: $10,000, Family: $20,000

Consumers Life Company — Michigan 2500/5000-80

A comparison of the Michigan 2500/5000-80 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $2,500, Family: $5,000	Single: $5,000, Family: $10,000

Consumers Life Company — Michigan PHP 2570-2500

A comparison of the Michigan PHP 2570-2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Michigan Wellness HSA 3000

A comparison of the Michigan Wellness HSA 3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $3,000, Family: $6,000	Single: $6,000, Family: $12,000

Consumers Life Company — Michigan PHP 4080-2500

A comparison of the Michigan PHP 4080-2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Michigan Wellness HSA 2000

A comparison of the Michigan Wellness HSA 2000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $2,000, Family: $4,000	Single: $4,000, Family: $8,000

Consumers Life Company — Michigan Value 1000

A comparison of the Michigan Value 1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	Single: $1,000, Family: $3,000	Single: $2,000, Family: $6,000

Consumers Life Company — Michigan PHP 4070-1500

A comparison of the Michigan PHP 4070-1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Michigan Wellness HSA 2500

A comparison of the Michigan Wellness HSA 2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $2,500, Family: $5,000	Single: $5,000, Family: $10,000

Consumers Life Company — Michigan PHP 2580-2500

A comparison of the Michigan PHP 2580-2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Consumers Life Company — Michigan PHP 2570-1500

A comparison of the Michigan PHP 2570-1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Michigan 1500/4500-80

A comparison of the Michigan 1500/4500-80 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $1,500, Family: $4,500	Single: $3,000, Family: $9,000

Consumers Life Company — Michigan 2500/5000-100

A comparison of the Michigan 2500/5000-100 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $2,500, Family: $5,000	Single: $5,000, Family: $10,000

Consumers Life Company — Michigan PHP 4070-1000

A comparison of the Michigan PHP 4070-1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Michigan PHP 4080-1500

A comparison of the Michigan PHP 4080-1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Michigan PHP 2570-1000

A comparison of the Michigan PHP 2570-1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Michigan PHP 2580-1500

A comparison of the Michigan PHP 2580-1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $1,500, Family: $4,500	Individual: $3,000, Family: $9,000

Consumers Life Company — Michigan 1000/3000-80

A comparison of the Michigan 1000/3000-80 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $1,000, Family: $3,000	Single: $2,000, Family: $6,000

Consumers Life Company — Michigan PHP 4080-1000

A comparison of the Michigan PHP 4080-1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Michigan Value 500

A comparison of the Michigan Value 500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	Single: $500, Family: $1,500	Single: $1,500, Family: $4,500

Consumers Life Company — Michigan PHP 2580-1000

A comparison of the Michigan PHP 2580-1000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $1,000, Family: $3,000	Individual: $2,000, Family: $6,000

Consumers Life Company — Michigan Wellness HSA 1200

A comparison of the Michigan Wellness HSA 1200 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $1,200, Family: $2,400	Single: $2,400, Family: $4,800

Consumers Life Company — Michigan PHP 4070-500

A comparison of the Michigan PHP 4070-500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000

Consumers Life Company — Michigan PHP 2570-500

A comparison of the Michigan PHP 2570-500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000

Consumers Life Company — Michigan 500/1500-80

A comparison of the Michigan 500/1500-80 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Single: $500, Family: $1,500	Single: $1,000, Family: $3,000

Consumers Life Company — Michigan PHP 4080-500

A comparison of the Michigan PHP 4080-500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 Copay per visit then 100%	50% after deductible
Copay	$40	$40
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000

Consumers Life Company — Michigan PHP 2580-500

A comparison of the Michigan PHP 2580-500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 Copay per visit then 100%	50% after deductible
Copay	$25	$25
Deductible	Individual: $500, Family: $1,500	Individual: $1,000, Family: $3,000