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Consumers Life Company Health Insurance in WEST VIRGINIA – Health Plan Options

Consumers Life Company — West Virginia HSA 5000

A comparison of the West Virginia HSA 5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$5,000 Single/$10,000 Family	$10,000 Single/$20,000 Family

Consumers Life Company — West Virginia Value 5000/15000

A comparison of the West Virginia Value 5000/15000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	$5,000 Single/$15,000 Family	$6,000 Single/$18,000 Family

Consumers Life Company — West Virginia HSA 4000

A comparison of the West Virginia HSA 4000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$4,000 Single/$8,000 Family	$8,000 Single/$16,000 Family

Consumers Life Company — West Virginia HSA 3000

A comparison of the West Virginia HSA 3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$3,000 Single/$6,000 Family	$6,000 Single/$12,000 Family

Consumers Life Company — West Virginia PHP 5000/10000-40

A comparison of the West Virginia PHP 5000/10000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 copay, then 100%	50% after deductible
Copay	$40	N/A
Deductible	$5,000 Single/$10,000 Family	$10,000 Single/$20,000 Family

Consumers Life Company — West Virginia Value 2500/7500

A comparison of the West Virginia Value 2500/7500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	$2,500 Single/$7,500 Family	$3,500 Single/$10,500 Family

Consumers Life Company — West Virginia PHP 5000/10000

A comparison of the West Virginia PHP 5000/10000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$5,000 Single/$10,000 Family	$10,000 Single/$20,000 Family

Consumers Life Company — West Virginia HSA 2000

A comparison of the West Virginia HSA 2000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$2,000 Single/$4,000 Family	$4,000 Single/$8,000 Family

Consumers Life Company — West Virginia PHP 5000/10000-25

A comparison of the West Virginia PHP 5000/10000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 copay, then 100%	50% after deductible
Copay	$25	N/A
Deductible	$5,000 Single/$10,000 Family	$10,000 Single/$20,000 Family

Consumers Life Company — West Virginia HSA 2500

A comparison of the West Virginia HSA 2500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$2,500 Single/$5,000 Family	$5,000 Single/$10,000 Family

Consumers Life Company — West Virginia Value 1500/4500

A comparison of the West Virginia Value 1500/4500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	$1,500 Single/$4,500 Family	$2,500 Single/$7,500 Family

Consumers Life Company — West Virginia PHP 2500/5000-40

A comparison of the West Virginia PHP 2500/5000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$2,500 Single/$5,000 Family	$5,000 Single/$10,000 Family

Consumers Life Company — West Virginia HSA 1200

A comparison of the West Virginia HSA 1200 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$1,200 Single/$2,400 Family	$2,400 Single/$4,800 Family

Consumers Life Company — West Virginia PHP 2500/5000-25

A comparison of the West Virginia PHP 2500/5000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$2,500 Single/$5,000 Family	$5,000 Single/$10,000 Family

Consumers Life Company — West Virginia PHP 2500/5000

A comparison of the West Virginia PHP 2500/5000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	100% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$2,500 Single/$5,000 Family	$5,000 Single/$10,000 Family

Consumers Life Company — West Virginia Value 1000/3000

A comparison of the West Virginia Value 1000/3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	$1,000 Single/$3,000 Family	$2,000 Single/$6,000 Family

Consumers Life Company — West Virginia PHP 1500/4500

A comparison of the West Virginia PHP 1500/4500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$1,500 Single/$4,500 Family	$3,000 Single/$9,000 Family

Consumers Life Company — West Virginia PHP 1500/4500-40

A comparison of the West Virginia PHP 1500/4500-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$1,500 Single/$4,500 Family	$3,000 Single/$9,000 Family

Consumers Life Company — West Virginia PHP 1500/4500-25

A comparison of the West Virginia PHP 1500/4500-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$1,500 Single/$4,500 Family	$3,000 Single/$9,000 Family

Consumers Life Company — West Virginia PHP 1000/3000

A comparison of the West Virginia PHP 1000/3000 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$1,000 Single/$3,000 Family	$2,000 Single/$6,000 Family

Consumers Life Company — West Virginia PHP 1000/3000-40

A comparison of the West Virginia PHP 1000/3000-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$1,000 Single/$3,000 Family	$2,000 Single/$6,000 Family

Consumers Life Company — West Virginia PHP 1000/3000-25

A comparison of the West Virginia PHP 1000/3000-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$1,000 Single/$3,000 Family	$2,000 Single/$6,000 Family

Consumers Life Company — West Virginia Value 500/1500

A comparison of the West Virginia Value 500/1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	70%	50%
Office Visit	$35 copay, then 100%	50% after deductible
Copay	$35	N/A
Deductible	$500 Single/$1,500 Family	$1,500 Single/$4,500 Family

Consumers Life Company — West Virginia PHP 500/1500-40

A comparison of the West Virginia PHP 500/1500-40 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$40 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$500 Single/$1,500 Family	$1,000 Single/$3,000 Family

Consumers Life Company — West Virginia PHP 500/1500

A comparison of the West Virginia PHP 500/1500 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	$500 Single/$1,500 Family	$1,000 Single/$3,000 Family

Consumers Life Company — West Virginia PHP 500/1500-25

A comparison of the West Virginia PHP 500/1500-25 offered by Consumers Life Company is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80%	50%
Office Visit	$25 copay, then 100%	50% after deductible
Copay	N/A	N/A
Deductible	$500 Single/$1,500 Family	$1,000 Single/$3,000 Family