Health Insurance Carriers > Carrier Information > Plan Brochures

Health America Health Insurance in PENNSYLVANIA – Health Plan Options

Health America — QHDHP 90% $1200 w/o HSA (includes Dental)

A comparison of the QHDHP 90% $1200 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Health America — QHDHP 90% $2000 w/o HSA (includes Dental)

A comparison of the QHDHP 90% $2000 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,000, Family: $4,000	Individual: $4,000, Family: $8,000

Health America — QHDHP 90% $3000 w/o HSA (includes Dental)

A comparison of the QHDHP 90% $3000 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Health America — QHDHP 80% $1200 w/o HSA (includes Dental)

A comparison of the QHDHP 80% $1200 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Health America — QHDHP 80% $3000 w/o HSA (includes Dental)

A comparison of the QHDHP 80% $3000 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Health America — QHDHP 90% $1200 w HSA (includes Dental)

A comparison of the QHDHP 90% $1200 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Health America — QHDHP 80% $1200 w HSA (includes Dental)

A comparison of the QHDHP 80% $1200 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $1,200, Family: $2,400	Individual: $2,400, Family: $4,800

Health America — QHDHP 90% $2000 w HSA (includes Dental)

A comparison of the QHDHP 90% $2000 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $2,000, Family: $4,000	Individual: $4,000, Family: $8,000

Health America — QHDHP 90% $3000 w HSA (includes Dental)

A comparison of the QHDHP 90% $3000 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	90% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Health America — QHDHP 80% $3000 w HSA (includes Dental)

A comparison of the QHDHP 80% $3000 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	80% after deductible	50% after deductible
Copay	N/A	N/A
Deductible	Individual: $3,000, Family: $6,000	Individual: $6,000, Family: $12,000

Health America — QHDHP 100% $1250 w/o HSA (includes Dental)

A comparison of the QHDHP 100% $1250 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Copay	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Deductible	Individual: $1,250, Family: $2,500	Individual: $2,500, Family: $5,000

Health America — QHDHP 100% $2500 w/o HSA (includes Dental)

A comparison of the QHDHP 100% $2500 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	100% after deductible	50% after deductible
Copay	Subject to deductible and coinsurance	Subject to deductible and coinsurance
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Health America — QHDHP 100% $3750 w/o HSA (includes Dental)

A comparison of the QHDHP 100% $3750 w/o HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Copay	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Deductible	Individual: $3,750, Family: $7,500	Individual: $7,500, Family: $15,000

Health America — QHDHP 100% $1250 w HSA (includes Dental)

A comparison of the QHDHP 100% $1250 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	100% after deductible	50% after deductible
Copay	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Deductible	Individual: $1,250, Family: $2,500	Individual: $2,500, Family: $5,000

Health America — QHDHP 100% $2500 w HSA (includes Dental)

A comparison of the QHDHP 100% $2500 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	100% after deductible	50% after deductible
Copay	Subject to deductible and coinsurance	Subject to deductible and coinsurance
Deductible	Individual: $2,500, Family: $5,000	Individual: $5,000, Family: $10,000

Health America — QHDHP 100% $3750 w HSA (includes Dental)

A comparison of the QHDHP 100% $3750 w HSA (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100%	50%
Office Visit	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Copay	Primary Care Visit- $15 Copay after deductible, Specialist Visit- $25 Copay after deductible	50% after deductible
Deductible	Individual: $3,750, Family: $7,500	Individual: $7,500, Family: $15,000

Health America — Copay 100% $0 $25/$50 PCP/SP (includes Dental)

A comparison of the Copay 100% $0 $25/$50 PCP/SP (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Primary Care Visit- $25 Copay, Specialist- $50 Copay	50% after deductible
Copay	Primary Care Visit- $25 Copay, Specialist- $50 Copay	50% after deductible
Deductible	None	Individual: $5,000, Family: $10,000

Health America — Deductible 80% $500 (includes Dental)

A comparison of the Deductible 80% $500 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	Subject to deductible and coinsurance	Subject to deductible and coinsurance
Copay	N/A	N/A
Deductible	Individual: $500, Family: $1,000	Individual: $1,000, Family: $2,000

Health America — Deductible 80% $750 (includes Dental)

A comparison of the Deductible 80% $750 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	80% after deductible	50% after deductible
Office Visit	Subject to deductible and coinsurance	Subject to deductible and coinsurance
Copay	N/A	N/A
Deductible	Individual: $750, Family: $1,500	Individual: $1,500, Family: $3,000

Health America — Deductible 100% $5000 (includes Dental)

A comparison of the Deductible 100% $5000 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Subject to deductible and coinsurance	Subject to deductible and coinsurance
Copay	N/A	N/A
Deductible	Individual: $5,000, Family: $10,000	Individual: $10,000, Family: $20,000

Health America — Copay 100% $0 (includes Dental)

A comparison of the Copay 100% $0 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Copay	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Deductible	None	$5,000 Individual, $10,000 Family

Health America — Copay 90% $1000 / $2K OOPM (includes Dental)

A comparison of the Copay 90% $1000 / $2K OOPM (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Copay	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Deductible	$1,000 Individual, $2,000 Family	$2,000 Individual, $4,000 Family

Health America — Copay 90% $1000 / $3K OOPM (includes Dental)

A comparison of the Copay 90% $1000 / $3K OOPM (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Copay	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Deductible	$1,000 Individual, $2,000 Family	$2,000 Individual, $4,000 Family

Health America — Copay 100% $1200 (includes Dental)

A comparison of the Copay 100% $1200 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	100% after deductible	50% after deductible
Office Visit	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Copay	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Deductible	$1,200 Individual, $2,400 Family	$2,400 Individual, $4,800 Family

Health America — Copay 90% $2000 (includes Dental)

A comparison of the Copay 90% $2000 (includes Dental) offered by Health America is detailed out below for both Network and Non-Network coverage.

	Network	Non-Network
Network	See Provider	See Provider
Coinsurance	90% after deductible	50% after deductible
Office Visit	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Copay	Primary Care Visit- $20 Copay, Specialist Visit- $40 Copay	50% after deductible
Deductible	Individual: $2,000, Family: $4,000	Individual: $4,000, Family: $8,000