What is a Fee-For-Service (FFS) Plan?

Fee-For-Service (FFS) health insurance plans are another name for traditional indemnity plans. They are much simpler when compared to managed care plans such as HMOs or PPOs.

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How do FFS plans work?

Go to any doctor or hospital and receive the medical care you need, and you’ll be reimbursed for a percentage of the cost. That’s it. There are no networks, no need for Primary Care Physicians, and no referrals necessary. And you get equal coverage with every health care provider.

All you have to do is make sure the medical service is covered by your FFS plan — and most services are covered. Just remember FFS plans are more expensive than most.

That’s why it’s best to explore your health insurance options — and we provide you with plenty of ways to find the right health plan.

Use our Instant Quote service to view plans online, or the Click-To-Call service to talk to agent now. You can also use the Plan Finder to see plans that fit your budget. Or get competitive quotes from local agents.

Best of all? Our insurance finding tools are no-risk, no-obligation, and absolutely free.

Learn more about FFS health plans…