What is a Lifetime Maximum?

Your health plan’s “lifetime maximum” is the total amount of benefits it will pay out for the entire time you have coverage. Once you reach that maximum, your plan will not cover any more of your health expenses.

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Most health insurance plans have lifetime maximums of several million dollars — and most people will never spend that much on health care. There are some plans with lifetime maximums of less than $1,000,000. While even that might seem like plenty of coverage, a serious illness or injury can easily add up to more than that.

When you’re comparing plans, remember: just to be on the safe side, choose a plan with a high lifetime maximum.

Use our Instant Quote service to view plans online and see options. To get matched with plans that fit your budget, use the Plan Finder. You can also speak directly to an agent with our Click-To-Call service, or compare competitive quotes from multiple agents.

The suite of insurance finding tools at GoHealthInsurance.com can help you find a health plan your way. Our services are secure, no risk, and you have no obligation to buy anything. Best of all? They’re absolutely free.