What is a High-Deductible Health Plan (HDHP)?

For 2011, any individual plan with a deductible of $1,100 or higher is considered a high-deductible health plan (HDHP). The deductible for a family HDHP must be at least $2,400.

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HDHPs are a good choice for people who want to have emergency coverage and save money on their plan. So how can you save money on health insurance with a high-deductible plan?

  • HDHPs feature lower premiums than many other plans
  • You are eligible to open a Health Savings Account (HSA) and save money tax-free.
  • Many HDHPs provide coverage for preventive care such as routine doctor’s visits and annual physicals.

To explore your health plan options, use one of our insurance finding tools at GoHealthInsurance.com We offer instant online quotes, a Click-To-Call service to connect you with an agent instantly, and a Plan Finder that lets browse plans by cost. You can also get competitive quotes from multiple agents.