State High Risk Pools

If you’ve been denied health coverage because of a pre-existing health condition, you may be eligible to join your state’s high risk pool. These pools were created by state governments to provide coverage for people who have trouble getting private insurance because of health status.


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Not every state has a high risk pool. The states that do are listed below:

Alabama Health Insurance Plan
Phone: 334-353-8924
Toll-free: 1-800-513-1384

Alaska Comprehensive Health Insurance Association
Toll-free: 1-888-290-0616

Arkansas Comprehensive Health Insurance Plan
Toll-free: 1-800-285-6477

California Major Risk Medical Insurance Program
Phone: 916-324-4695
Toll-free: 1-800-289-6574

CoverColorado
Phone: 303-863-1960
Toll-free: 1-866-787-9129

Connecticut Health Reinsurance Association
Toll-free: 1-800-842-0004

Idaho Individual High Risk Reinsurance Pool
Toll-free: 1-800-721-3272

Illinois Comprehensive Health Insurance Plan
Phone: 217-782-6333
Toll-free: 1-866-851-2751

Indiana Comprehensive Health Association
Phone: 317-614-2000
Toll-free: 1-800-552-7921

Health Insurance Plan of Iowa
Toll-free: 1-877-793-6880

Kansas Health Insurance Association
Toll-free: 1-800-362-9290

Kentucky Access
Toll-free: 1-866-405-6145

Louisiana Health Plan
Phone: 504-926-6245
Toll-free: 1-800-736-0947

Maryland Health Insurance Plan
Toll-free: 1-888-444-9016

Minnesota Comprehensive Health Association
Toll-free: 1-866-894-8053

Mississippi Comprehensive Health Insurance Risk Pool
Toll-free: 1-888-820-9400

Montana Comprehensive Health Association
Toll-free: 1-800-447-7828

Nebraska Comprehensive Health Insurance Pool
Phone: 402-343-3574
Toll-free: 1-877-348-4304

New Hampshire Health Plan
Toll-free: 1-877-888-6447

New Mexico Medical Insurance Pool
Phone: 505-622-4711

Comprehensive Health Association of North Dakota
Phone: 701-277-2271
Toll-free: 1-800-737-0016

Oklahoma Health Insurance High Risk Pool
Phone: 913-362-0040
Toll-free: 1-800-255-6065

Oregon Medical Insurance Pool
Phone: 503-225-6620
Toll-free: 1-800-848-7280

South Carolina Health Insurance Pool
Phone: 1-803-788-0500, ext. 42757
Toll-free: 1-800-868-2500, ext. 42757

South Dakota Risk Pool
Phone: 605-773-3148

Tennessee's Tenncare Program
Toll-free: 1-888-486-9355

Texas Health Insurance Risk Pool
Toll-free: 1-888-398-3927

Utah Comprehensive Health Insurance Pool
Phone: 801-442-6660
Toll-free: 1-800-705-9173

Washington State Health Insurance Pool
Toll-free: 1-800-877-5187

West Virginia Health Insurance Plan
Toll-free: 1-866-445-8491

Wisconsin Health Insurance Risk Sharing Plan
Toll-free: 1-800-828-4777

Wyoming Health Insurance Pool
Phone: 307-634-1393

Not sure if you qualify for private coverage? Read more about finding coverage when you have pre-existing health conditions.