What is Medicare SELECT?
Medicare SELECT is a managed care supplement plan for Medicare beneficiaries.
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Original Medicare covers doctor and hospital services, but often leaves gaps in coverage. Many seniors buy Medicare Supplement plans to pay for those extra expenses. Unfortunately, these plans can be expensive — especially for people living on a fixed income.
Medicare SELECT plans offer more affordable supplement coverage. How? SELECT plans negotiate with a provider network of doctors, hospitals, and specialists so they charge less for their medical services. These lower rates keep costs down for the SELECT plan provider, and plan members get lower premiums.
It’s important to remember that plan members must receive their care from the provider network. Most of these networks include thousands of health care professionals, so finding a doctor or hospital near you usually isn’t a problem.
Plan members will also need to get a referral from their Primary Care Physician in order for hospital or specialist care to be covered by the plan.
Want to learn more about your Medicare Supplement options? Talk with our network of agents to get free advice from the experts.