Will I Have To Change Doctors With My New Health Plan?

Most health plans have “provider networks” — a group of doctors and hospitals whose services the plan covers. If your current doctor isn’t in your new health plan’s network, you may have to find a new one.

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Then again, you may not. If you enroll in a PPO health plan, you’ll have coverage for any doctor you choose. Keep in mind — you’ll have to pay more to see that doctor than one in the plan’s network. But if you have a good relationship with your current doctor, it may be worth the extra money.

You can avoid the issue entirely by asking your doctor which health plan network they’re a member of. Many of the larger health insurance companies have very large networks of providers, and chances are your doctor is a member of several.

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