March 18, 2010

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Aetna – Preventive and Hospital Care 1250 with Dental – NEBRASKA

A comparison of the Preventive and Hospital Care 1250 with Dental offered by Aetna is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application Preventive and Hospital Care 1250 with Dental Application Preventive and Hospital Care 1250 with Dental Application
Brochure Preventive and Hospital Care 1250 with Dental Brochure Preventive and Hospital Care 1250 with Dental Brochure
Copay Not covered Not covered
Office Visit Not covered Not covered
Deductible Individual: $1,250, Family: $2,500 Individual: $2,500, Family: $5,000
Coinsurance 80% after deductible up to out of pocket max. $0 once out of pocket max. is satisfied. 50% after deductible up to out of pocket max. $0 once out of pocket max. is satisfied.
Coinsurance Limit Individual: $3,000, Family: $6,000 Individual: $7,500, Family: $15,000
Out-of-Pocket Maximum (Deductible included) Individual: $4,250, Family: $8,500 (Deductible included) Individual: $10,000, Family: $20,000
Lifetime Maximum $1,000,000 (Maximum applies to combined in and out of network benefits) $1,000,000 (Maximum applies to combined in and out of network benefits)
Prescription Drugs Pharmacy Deductible per individual: Not applicable, Generic (Oral Contraceptives Included): $15 copay, Preferred Brand (Oral Contraceptives Included): Not covered (Aetna discount applies), Non-Preferred Brand (Oral Contraceptives Included): Not covered (Aetna discount applies), Calendar Year Maximum per individual (Maximum applies to combined in and out-of-network benefits): Unlimited Pharmacy Deductible per individual: Not Applicable, Generic (Oral Contraceptives Included): $15 copay plus 50%, Preferred Brand (Oral Contraceptives Included): Not covered, Non-Preferred Brand (Oral Contraceptives Included): Not covered, Calendar Year Maximum per individual (Maximum applies to combined in and out-of-network benefits): Unlimited.
Emergency Room $100 copay (waived if admitted), 80% coinsurance after deductible $100 copay (waived if admitted), 80% coinsurance after deductible
Adult Preventative Care Annual Routine Gyn Exam (Annual Pap/Mammogram, no waiting period, no calendar year max.): $0 copay deductible waived, Preventive Health - Routine Physical: $25 copay deductible waived Aetna will pay up to $200 per exam (includes lab work and X-rays). 50% after deductible (Age and frequency schedule apply)
Child Preventative Care $25 copay (Age and frequency schedule apply) 50% after deductible (Age and frequency schedule apply)
Lab / X-Ray Not covered (Except for pregnancy complications) Not covered (Except for pregnancy complications)
Maternity Not covered (Except for pregnancy complications) Not covered (Except for pregnancy complications)
Physical Therapy Not covered Not covered
Skilled Nursing 80% after deductible (in lieu of hospital) 30 days per calendar year, maximum applies to combined in and out-of-network benefits. 50% after deductible (in lieu of hospital) 30 days per calendar year, maximum applies to combined in and out-of-network benefits.
Home Health Care 80% after deductible (in lieu of hospital) 30 visits per calendar year, maximum applies to combined in and out-of-network benefits. 50% after deductible (in lieu of hospital) 30 visits per calendar year, maximum applies to combined in and out-of-network benefits.
Mental Health Not covered except for severe, biologically based mental or nervous disorders and associated treatment of drug and alcohol dependencies Not covered except for severe, biologically based mental or nervous disorders and associated treatment of drug and alcohol dependencies
Hospital Care Hospital Admission: 80% after deductible; Outpatient Surgery: 80% after deductible Hospital Admission: 50% after deductible, Outpatient Surgery: 50% after deductible.
Optional Benefits Preventive and Hospital Care 1250 with Dental Preventive and Hospital Care 1250 with Dental