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Safe, Secure & Absolutely FreeBlue Cross Blue Shield of Louisiana – BLUE MAX PPO – LOUISIANA
A comparison of the BLUE MAX PPO offered by Blue Cross Blue Shield of Louisiana is detailed out below for both Network and Non-Network coverage.
| Network | Non-Network | |
|---|---|---|
|
||
| Network | See Provider | See Provider |
| Application | BLUE MAX PPO Application | BLUE MAX PPO Application |
| Brochure | BLUE MAX PPO Brochure | BLUE MAX PPO Brochure |
| Copay | $20 | 60% after deductible |
| Office Visit | $20 | Subject to deductible and coinsurance. |
| Deductible | $250 Individual, $750 Family | $250 Individual, $750 Family |
| Coinsurance | 80% | 60% |
| Coinsurance Limit | Out-of-Pocket Maximum- $2,000 per calendar year | Out-of-Pocket Maximum- $2,000 per calendar year |
| Out-of-Pocket Maximum | $2,000 per calendar year | $2,000 per calendar year |
| Lifetime Maximum | $5 million for each covered member | $5 million for each covered member |
| Prescription Drugs | ||
| Emergency Room | Subject to deductible and coinsurance. | Subject to deductible and coinsurance. |
| Adult Preventative Care | Covered 100%- One routine Pap smear per calendar year, One routine physical per benefit period, One mammography exam per benefit period, One routine colon (hemoccult) test per calendar year, One routine gynecological exam per calendar year, and One prostate (PSA) screening test and one digital rectal exam per calendar year for members age 50 and older, or more frequently if recommended by physician. | Subject to deductible and coinsurance. |
| Child Preventative Care | Covered 100%- Routine pediatric exams and all immunizations. | Subject to deductible and coinsurance. |
| Lab / X-Ray | Subject to deductible and coinsurance. | Subject to deductible and coinsurance. |
| Maternity | BLUE MAX PPO | BLUE MAX PPO |
| Physical Therapy | ||
| Skilled Nursing | BLUE MAX PPO | BLUE MAX PPO |
| Home Health Care | BLUE MAX PPO | BLUE MAX PPO |
| Mental Health | Not covered | Not covered |
| Hospital Care | Subject to deductible and coinsurance. | Subject to deductible and coinsurance. |
| Optional Benefits | BLUE MAX PPO | BLUE MAX PPO |