March 20, 2010

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Blue Cross and Blue Shield of Illinois – SelecTEMP PPO – ILLINOIS

A comparison of the SelecTEMP PPO offered by Blue Cross and Blue Shield of Illinois is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application SelecTEMP PPO Application SelecTEMP PPO Application
Brochure SelecTEMP PPO Brochure SelecTEMP PPO Brochure
Copay N/A N/A
Office Visit 80% 60%
Deductible $1,000 Individual, $2,000 Family $2,000 Individual, $4,000 Family
Coinsurance 80% 60%
Coinsurance Limit $1,000 Individual, $2,000 Family $2,000 Individual, $4,000 Family
Out-of-Pocket Maximum $2,000 Individual, $4,000 Family $4,000 Individual, $8,000 Family
Lifetime Maximum $5,000,000 $5,000,000
Prescription Drugs 80% after Deductible, $500 maximum 80% after Deductible, $500 maximum
Emergency Room 80% after you pay $75 copayment 80% after you pay $75 copayment
Adult Preventative Care SelecTEMP PPO SelecTEMP PPO
Child Preventative Care SelecTEMP PPO SelecTEMP PPO
Lab / X-Ray 80% 60%
Maternity SelecTEMP PPO SelecTEMP PPO
Physical Therapy 80% does not apply to out-of-pocket expense limit 60% does not apply to out-of-pocket expense limit
Skilled Nursing 80% 60%
Home Health Care 80% 60%
Mental Health SelecTEMP PPO SelecTEMP PPO
Hospital Care 80% 60%
Optional Benefits SelecTEMP PPO SelecTEMP PPO