| Network |
See Provider |
See Provider |
| Application |
Shield Spectrum PPO 2000 Application |
Shield Spectrum PPO 2000 Application |
| Brochure |
Shield Spectrum PPO 2000 Brochure |
Shield Spectrum PPO 2000 Brochure |
| Copay |
$45 with preferred providers |
Not applicable with non-preferred providers |
| Office Visit |
Office Visit: $45 |
Office Visits: 50% |
| Deductible |
$2,000 ($4,000 family) |
$2,000 ($4,000 family) |
| Coinsurance |
70% with preferred providers |
50% with non-preferred providers |
| Coinsurance Limit |
Services with preferred providers: $5,000 ($10,000 family) |
Services with all providers: $10,000 ($20,000 family) |
| Out-of-Pocket Maximum |
Shield Spectrum PPO 2000 |
Shield Spectrum PPO 2000 |
| Lifetime Maximum |
$6,000,000 |
$6,000,000 |
| Prescription Drugs |
Prescription Drug Coverage (outpatient):- Brand-name drug deductible (brand-name drugs are subject to a brand-name drug deductible per person, per calendar year): $500
At Participating Pharmacies (up to a 30-day supply):- Generic formulary drugs: $10/prescription
- Formulary brand-name drugs: $35/prescription
- Non-formulary brand-name drugs: $50 or 50%/prescription, whichever is greater (maximum copayment of $150 per prescription)
Mail Service Prescriptions (up to a 60-day supply):- Generic formulary drugs: $20/prescription
- Formulary brand-name drugs: $70/prescription
- Non-formulary brand-name drugs: $100 or 50%/prescription, whichever is greater (maximum copayment of $300 per prescription)
|
Prescription Drug Coverage (outpatient):- Brand-name drug deductible (brand-name drugs are subject to a brand-name drug deductible per person, per calendar year): $500
At Participating Pharmacies (up to a 30-day supply):- Generic formulary drugs: $10/prescription
- Formulary brand-name drugs: $35/prescription
- Non-formulary brand-name drugs: $50 or 50%/prescription, whichever is greater (maximum copayment of $150 per prescription)
Mail Service Prescriptions (up to a 60-day supply):- Generic formulary drugs: $20/prescription
- Formulary brand-name drugs: $70/prescription
- Non-formulary brand-name drugs: $100 or 50%/prescription, whichever is greater (maximum copayment of $300 per prescription)
|
| Emergency Room |
Emergency Health Coverage:- Emergency room services ($100 copayment/visit waived if admitted as an inpatient): $100/visit + 70%
- ER physician visits: 70%
- Ambulance services (surface or air): 70%
|
Emergency Health Coverage:- Emergency room services ($100 copayment/visit waived if admitted as an inpatient): Covered at same level as preferred provider
- ER physician visits: Covered at same level as preferred provider
- Ambulance services (surface or air): Covered at same level as preferred provider
|
| Adult Preventative Care |
Annual routine physical exam and gynecological exam (includes Pap test or other approved cervical cancer screening tests, routine mammography, and immunizations when received as part of the annual exam or preventive care visit): $45 |
Annual routine physical exam and well-baby care office visits: Not covered |
| Child Preventative Care |
Annual routine physical exam and well-baby care office visits: $45 |
Annual routine physical exam and well-baby care office visits: Not covered |
| Lab / X-Ray |
Outpatient or out-of-hospital X-ray and laboratory: 70% |
Outpatient or out-of-hospital X-ray and laboratory: 50% |
| Maternity |
Pregnancy and Maternity Care:- Outpatient prenatal and postnatal care: 70%
- Delivery and all necessary inpatient hospital services: $250/admit + 70%
|
Pregnancy and Maternity Care:- Outpatient prenatal and postnatal care: 50%
- Delivery and all necessary inpatient hospital services: 50%
|
| Physical Therapy |
Rehabilitation Services:- Provided in the office of a physician or physical therapist: 70%
Chiropractic Services (up to 12 visits per calendar year - Blue Shield's payment is limited to $25): 50% |
Rehabilitation Services:- Provided in the office of a physician or physical therapist: 50%
Chiropractic Services (up to 12 visits per calendar year - Blue Shield's payment is limited to $25): Not covered |
| Skilled Nursing |
N/A |
N/A |
| Home Health Care |
Home Health Services (up to 90 pre-authorized visits per calendar year): 70% |
Home Health Services (up to 90 pre-authorized visits per calendar year): Not covered |
| Mental Health |
Mental Health Services:- Inpatient hospital facility services: $250/admit + 70%
- Inpatient physician services: 70%
- Outpatient visits for severe mental health conditions: $45
- Outpatient visits for non-severe mental health conditions (up to 20 visits per calendar year combined with chemical dependency visits): 70%
Chemical Dependency Services (substance abuse):- Inpatient hospital facility services for medical acute detoxification: $250/admit + 70%
- Inpatient physician services for medical acute detoxification: 70%
- Outpatient visits (up to 20 visits per calendar year combined with non-severe mental health visits): 70%
|
Mental Health Services:- Inpatient hospital facility services: 50%
- Inpatient physician services: 50%
- Outpatient visits for severe mental health conditions: 50%
- Outpatient visits for non-severe mental health conditions (up to 20 visits per calendar year combined with chemical dependency visits): Not covered
Chemical Dependency Services (substance abuse):- Inpatient hospital facility services for medical acute detoxification: 50%
- Inpatient physician services for medical acute detoxification: 50%
- Outpatient visits (up to 20 visits per calendar year combined with non-severe mental health visits): Not covered
|
| Hospital Care |
Hospitalization Services:- Inpatient physician visits and consultations surgeons and assistants, and anesthesiologists: 70%
- Inpatient semiprivate room and board, services and supplies, and subacute care: $250/visits + 70%
- Bariatric surgery inpatient services (pre-authorization required: medically necessary surgery for weight loss, only for morbid obesity): $250/visit + 70%
Outpatient Services:- Non-emergency services and procedures: 70%
- Outpatient surgery in hospital: $250/admit + 70%
- Outpatient surgery performed in an Ambulatory Surgery Center (ASC): 70%
|
Hospitalization Services:- Inpatient physician visits and consultations surgeons and assistants, and anesthesiologists: 50%
- Inpatient semiprivate room and board, services and supplies, and subacute care: 50%
- Bariatric surgery inpatient services (pre-authorization required: medically necessary surgery for weight loss, only for morbid obesity): 50%
Outpatient Services:- Non-emergency services and procedures: 50%
- Outpatient surgery in hospital: 50%
- Outpatient surgery performed in an Ambulatory Surgery Center (ASC): 50%
|
| Optional Benefits |
Shield Spectrum PPO 2000 |
Shield Spectrum PPO 2000 |
