March 12, 2010

Your source for health insurance quotes and plans.

Quick Links

See how easy it is to get free quotes…

Safe, Secure & Absolutely Free

This website's security is certifed by:

TrustE Verisign

CIGNA – Open Access 2000 – TENNESSEE

A comparison of the Open Access 2000 offered by CIGNA is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
Get Instant Quotes
Network See Provider See Provider
Application Open Access 2000 Application Open Access 2000 Application
Brochure Open Access 2000 Brochure Open Access 2000 Brochure
Copay Primary Care Physician - $25, Specialist - $50 CIGNA pays 60% after deductible is fulfilled
Office Visit Primary Care Physician - $25, Specialist - $50 CIGNA pays 60% after deductible is fulfilled
Deductible Individual: $2,000, Family: $6,000 Individual: $4,000, Family: $12,000
Coinsurance CIGNA pays 80% after deductible is fulfilled CIGNA pays 60% after deductible is fulfilled
Coinsurance Limit N/A N/A
Out-of-Pocket Maximum Individual: $2,500, Family: $5,000 Individual: $5,000, Family: $10,000
Lifetime Maximum $5,000,000 in- and out-of-network combined $5,000,000 in- and out-of-network combined
Prescription Drugs
  • Retail Pharmacy (per 30 day supply):
    • Brand Name Deductible - $100 per person, per calendar year
    • Generic/Preferred Brand Name/Non-preferred Brand Name - $10/$35/$60
    • Self Injectables - CIGNA pays 80% after deductible is fulfilled
  • Mail Order Pharmacy (per 90 day supply):
    • Brand Name Deductible - $100 per person, per calendar year
    • Generic/Preferred Brand Name/Non-preferred Brand Name - $25/$85/$150
    • Self Injectables - CIGNA pays 80% after deductible is fulfilled
    		•
  • Retail Pharmacy (per 30 day supply):
    • Brand Name Deductible - $100 per person, per calendar year
    • Generic/Preferred Brand Name/Non-preferred Brand Name - CIGNA pays 50% after deductible is fulfilled
    • Self Injectables - CIGNA pays 50% after deductible is fulfilled
  • Mail Order Pharmacy (per 90 day supply):
    • Generic/Preferred Brand Name/Non-preferred Brand Name - Not covered
    • Self Injectables - Not covered
    		•
    Emergency Room
  • Hospital Emergency Room - $150 additional deductible (waived if admitted) CIGNA pays 80% after deductible is fulfilled
  • Ambulance - CIGNA pays 80% after deductible is fulfilled (Calendar year maximum of $5,000)
  • Urgent Care Services - $50, deductible waived
    		•
  • Hospital Emergency Room - $150 additional deductible (waived if admitted) CIGNA pays 60% after deductible is fulfilled
  • Ambulance - CIGNA pays 60%after deductible is fulfilled (Calendar year maximum of $5,000)
  • Urgent Care Services - CIGNA pays 60% after deductible is fulfilled
    		•
    Adult Preventative Care
  • Adult Preventive Care (age 7 and up):
    • Routine Physicals - Office visits $25/$50
    • Immunizations, Flu shots, Labs - CIGNA pays 100% up to a maximum payment of $300 per year, per person
    • Mammogram, Pap Smear, PSA and Colonoscopy - CIGNA pays 100%, deductible waived
    		•
  • Children Through Age 6:
    • Office Visit - CIGNA pays 60% after deductible is fulfilled
    • Immunizations - CIGNA pays 60% after deductible is fulfilled
    		•
    Child Preventative Care
  • Children Through Age 6:
    • Office Visit - $25 copay
    • Specialist - $50 copay
    • Immunizations - CIGNA pays 100%, deductible waived
    		•
  • Children Through Age 6:
    • Office Visit - CIGNA pays 60% after deductible is fulfilled
    • Immunizations - CIGNA pays 60% after deductible is fulfilled
    		•
    Lab / X-Ray Lab, X-ray, Ultrasound, CT Scan and MRI - CIGNA pays 80% after deductible is fulfilled Lab, X-ray, Ultrasound, CT Scan and MRI - CIGNA pays 60% after deductible is fulfilled
    Maternity Not covered Not covered
    Physical Therapy
  • Physical/Occupational/Speech Therapy - CIGNA pays a maximum of $30 per visit after deductible, per person, up to 24 combined visits per year
  • Spinal Manipulation - $50
    		•
  • Physical/Occupational/Speech Therapy - CIGNA pays a maximum of $30 per visit after deductible, per person, up to 24 combined visits per year
  • Spinal Manipulation - CIGNA pays 60% after deductible is fulfilled
    		•
    Skilled Nursing Skilled Nursing - CIGNA pays 80% up to a $400 per day maximum after deductible is fulfilled (60 day maximum per year, in- and out-of-network combined Skilled Nursing - CIGNA pays 60% up to a $400 per day maximum after deductible is fulfilled (60 day maximum per year, in- and out-of-network combined
    Home Health Care Home Health Care - CIGNA pays 80% after deductible is fulfilled Home Health Care - CIGNA pays 60% after deductible is fulfilled
    Mental Health
  • Inpatient - CIGNA pays 80% after deductible is fulfilled – ($2,500 maximum payment per person, per year, in- and out-of-network combined)
  • Outpatient - CIGNA pays 80% after deductible is fulfilled (20 visit maximum per year, in- and out-of-network combined)
    		•
  • Inpatient - CIGNA pays 60% after deductible is fulfilled ($2,500 maximum payment per person, per year, in- and out-of-network combined)
  • Outpatient - CIGNA pays 60% after deductible is fulfilled (20 visit maximum per year, in- and out-of-network combined)
    		•
    Hospital Care Inpatient Hospital Services - CIGNA pays 80% after deductible is fulfilled Inpatient Hospital Services - CIGNA pays 60% after deductible is fulfilled
    Optional Benefits N/A N/A