| Network |
See Provider |
See Provider |
| Application |
CelticSaver HSA PPO Health Plan Application |
CelticSaver HSA PPO Health Plan Application |
| Brochure |
CelticSaver HSA PPO Health Plan Brochure |
CelticSaver HSA PPO Health Plan Brochure |
| Copay |
N/A |
N/A |
| Office Visit |
Subject to Deductible and Coinsurance |
Subject to Deductible and Coinsurance |
| Deductible |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |
| Coinsurance |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |
| Coinsurance Limit |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |
| Out-of-Pocket Maximum |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |
| Lifetime Maximum |
$7 Million |
$7 Million |
| Prescription Drugs |
Subject to Deductible and Coinsurance |
Subject to Deductible and Coinsurance |
| Emergency Room |
$250 deductible [in addition to plan deductible] waived if admitted or if charges are due to an accident |
$250 deductible [in addition to plan deductible] waived if admitted or if charges are due to an accident |
| Adult Preventative Care |
Periodic Health Exam (Preventive Care)- Subject to Deductible - Eligible Expenses Covered up to $300 per person per calendar year which includes annual eye exam. Periodic OB-GYN Exam - Subject to Deductible and Coinsurance |
Well baby Care - See Periodic Health Exam: Subject to Deductible - Eligible Expenses Covered up to $300 per person per calendar year which includes $50 for annual eye exam |
| Child Preventative Care |
Well baby Care - See Periodic Health Exam: Subject to Deductible - Eligible Expenses Covered up to $300 per person per calendar year which includes $50 for annual eye exam |
Well baby Care - See Periodic Health Exam: Subject to Deductible - Eligible Expenses Covered up to $300 per person per calendar year which includes $50 for annual eye exam |
| Lab / X-Ray |
Subject to Deductible and Coinsurance |
Subject to Deductible and Coinsurance |
| Maternity |
Maternity (Prenatal/Postnatal)- Not Covered - Varies by State Maternity - Not Covered (except for complications of pregnancy) - Varies by State |
Maternity (Prenatal/Postnatal)- Not Covered - Varies by State Maternity - Not Covered (except for complications of pregnancy) - Varies by State |
| Physical Therapy |
Up to 30 visits per year |
Up to 30 visits per year |
| Skilled Nursing |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |
| Home Health Care |
30 visits per person, per calendar year (Varies by State) |
30 visits per person, per calendar year (Varies by State) |
| Mental Health |
Inpatient annual maximum of $2,500 per person, per calendar year. $10,000 lifetime maximum inpatient and out patient combined. Outpatient annual maximum of $1,000 per insured per calendar year. $10,000 lifetime maximum inpatient and out patient combined. |
Inpatient annual maximum of $2,500 per person, per calendar year. $10,000 lifetime maximum inpatient and out patient combined. Outpatient annual maximum of $1,000 per insured per calendar year. $10,000 lifetime maximum inpatient and out patient combined. |
| Hospital Care |
Subject to Deductible and Coinsurance |
Subject to Deductible and Coinsurance |
| Optional Benefits |
CelticSaver HSA PPO Health Plan |
CelticSaver HSA PPO Health Plan |