| Network |
See Provider |
See Provider |
| Application |
CeltiCare Select PPO Plan Application |
CeltiCare Select PPO Plan Application |
| Brochure |
CeltiCare Select PPO Plan Brochure |
CeltiCare Select PPO Plan Brochure |
| Copay |
Non-preventive: Six visits per person per calendar year, $15 copay for physician charges. Subesequent visits subject to deductible and coinsurance |
Non-preventive: Six visits per person per calendar year, $15 copay for physician charges. Subesequent visits subject to deductible and coinsurance |
| Office Visit |
Non-preventive: Six visits per person per calendar year, $15 copay for physician charges. Subesequent visits subject to deductible and coinsurance |
Non-preventive: Six visits per person per calendar year, $15 copay for physician charges. Subesequent visits subject to deductible and coinsurance |
| Deductible |
Individual: $1,000, Family: $3,000 |
Out of Network Deductible is $1500 + Annual Deductible |
| Coinsurance |
CeltiCare Select PPO Plan |
CeltiCare Select PPO Plan |
| Coinsurance Limit |
CeltiCare Select PPO Plan |
CeltiCare Select PPO Plan |
| Out-of-Pocket Maximum |
CeltiCare Select PPO Plan |
CeltiCare Select PPO Plan |
| Lifetime Maximum |
$7 Million |
$7 Million |
| Prescription Drugs |
Annual Rx Deductible: $500 Generic Drugs: $20 copay Brand Drugs with a generic substitute: $40 copay + 100% of the cost difference between the brand name drug and the generic Preferred Brand Drugs: $40 copay Non-preferred Brand and Specialty Drugs: $75 copay |
Annual Rx Deductible: $500 Generic Drugs: $20 copay Brand Drugs with a generic substitute: $40 copay + 100% of the cost difference between the brand name drug and the generic Preferred Brand Drugs: $40 copay Non-preferred Brand and Specialty Drugs: $75 copay |
| Emergency Room |
$250 deductible [in addition to plan deductible] waived if admitted or if charges are due to an accident |
$250 deductible [in addition to plan deductible] waived if admitted or if charges are due to an accident |
| Adult Preventative Care |
Optional (Plus Option benefit) |
Optional (Plus Option benefit) |
| Child Preventative Care |
Optional (Plus Option benefit) |
Optional (Plus Option benefit) |
| Lab / X-Ray |
Paid at 100% up to $200, then subject to deductible and coinsurance |
Paid at 100% up to $200, then subject to deductible and coinsurance |
| Maternity |
Maternity (Prenatal/Postnatal)- Not Covered - Varies by State Maternity - Not Covered (except for complications of pregnancy) - Varies by State |
Maternity (Prenatal/Postnatal)- Not Covered - Varies by State Maternity - Not Covered (except for complications of pregnancy) - Varies by State |
| Physical Therapy |
Up to 30 visits per year |
Up to 30 visits per year |
| Skilled Nursing |
CeltiCare Select PPO Plan |
CeltiCare Select PPO Plan |
| Home Health Care |
30 visits per person, per calendar year (Varies by State) |
30 visits per person, per calendar year (Varies by State) |
| Mental Health |
Inpatient annual maximum of $2,500 per person, per calendar year. $10,000 lifetime maximum inpatient and out patient combined. Outpatient annual maximum of $1,000 per insured per calendar year. $10,000 lifetime maximum inpatient and out patient combined. |
Inpatient annual maximum of $2,500 per person, per calendar year. $10,000 lifetime maximum inpatient and out patient combined. Outpatient annual maximum of $1,000 per insured per calendar year. $10,000 lifetime maximum inpatient and out patient combined. |
| Hospital Care |
Subject to Deductible and Coinsurance |
Subject to Deductible and Coinsurance |
| Optional Benefits |
Plus Option II includes:- Preventive- 100% up to $300 per person per year (after 90 day wait)
- Supplemental Accident- Covered at 100% up to $500 per person per year
|
Plus Option II includes:- Preventive- 100% up to $300 per person per year (after 90 day wait)
- Supplemental Accident- Covered at 100% up to $500 per person per year
|