March 16, 2010

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Medical Mutual of Ohio - SuperMed One – SuperMed One HSA 5000 – OHIO

A comparison of the SuperMed One HSA 5000 offered by Medical Mutual of Ohio - SuperMed One is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application SuperMed One HSA 5000 Application SuperMed One HSA 5000 Application
Brochure SuperMed One HSA 5000 Brochure SuperMed One HSA 5000 Brochure
Copay N/A N/A
Office Visit 100% after deductible 50% after deductible
Deductible Individual $5,000, Family $10,000 Individual $10,000, Family $20,000
Coinsurance 100% 50%
Coinsurance Limit N/A (Excluding the deductible) Single $4,000, Family $8,000
Out-of-Pocket Maximum N/A (Excluding the deductible) Single $4,000, Family $8,000
Lifetime Maximum $7,500,000 $7,500,000
Prescription Drugs 100% after deductible 50% after deductible (Home Delivery Not Covered).
Emergency Room 100% after deductible 100% after deductible (50% after deductible if it is a non-emergency)
Adult Preventative Care Routine Physical Exam 80% after deductible; Routine Mammogram, Routine Pap test, Routine EKG, Chest X-ray, Comprehensive Metabolic Panel, Urinalysis and Complete Blood Count (one each per benefit period)- 100% after deductible. Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period; Well Child Care Exams 50% after deductible; Well Child Care Immunizations and Labs 50% after deductible
Child Preventative Care Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period;Well Child Care Exams: 100% after deductible;Well Child Immunizations and Labs 100% after deductible. Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period; Well Child Care Exams 50% after deductible; Well Child Care Immunizations and Labs 50% after deductible
Lab / X-Ray 100% after deductible 50% after deductible.
Maternity Not Covered Not Covered
Physical Therapy 20 visits per benefit period covered at 100% after deductible. 20 visits per benefit period covered at 50% after deductible.
Skilled Nursing $10,000 maximum per benefit period covered at 100% after deductible. $10,000 maximum per benefit period covered at 50% after deductible.
Home Health Care 60 visits per benefit period covered at 100% after deductible. 60 visits per benefit period covered at 50% after deductible.
Mental Health Inpatient- 30 days per benefit period; Substance Abuse limited to one admission per benefit period, three admissions per lifetime: 100% after deductible;Outpatient- 20 visits per benefit period, 50% after deductible. Inpatient- 30 days per benefit period; Substance Abuse limited to one admission per benefit period, three admissions per lifetime: 50% after deductible;Outpatient- 20 visits per benefit period, 50% after deductible.
Hospital Care 100% after deductible 50% after deductible.
Optional Benefits see brochure see brochure