March 20, 2010

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Medical Mutual of Ohio - SuperMed One – SuperMed One Standard 2500 w/ Office Copay with Rx – OHIO

A comparison of the SuperMed One Standard 2500 w/ Office Copay with Rx offered by Medical Mutual of Ohio - SuperMed One is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application SuperMed One Standard 2500 w/ Office Copay with Rx Application SuperMed One Standard 2500 w/ Office Copay with Rx Application
Brochure SuperMed One Standard 2500 w/ Office Copay with Rx Brochure SuperMed One Standard 2500 w/ Office Copay with Rx Brochure
Copay N/A N/A
Office Visit $25 Copay, then 100% 50% after deductible
Deductible Individual: $2,500, Family: $5,000 Individual: $5,000, Family: $10,000
Coinsurance 80% 50%
Coinsurance Limit See OOP Maximum See OOP Maximum
Out-of-Pocket Maximum (Excluding the deductible) Single:$2,000 Family: $4,000 (Excluding the deductible) Single: $4,000, Family: $8,000
Lifetime Maximum $7,500,000 $7,500,000
Prescription Drugs Prescription Drug Lifetime Maximum: $2,500,000;Retail- 30 Day Supply: $15 Generic/$30 Formulary/$45 Non-Formulary;Home Delivery- 90 Day Supply: $30 Generic/$60 Formulary/$90 Non-Formulary Prescription Drug Lifetime Maximum: $2,500,000;Retail- 30 Day Supply: $15 Generic/$30 Formulary/$45 Non-Formulary;Home Delivery- 90 Day Supply: $30 Generic/$60 Formulary/$90 Non-Formulary
Emergency Room 80% after deductible 80% after deductible (50% after deductible if it is a non-emergency)
Adult Preventative Care 80% after deductible $500 maximum per benefit period; 50% after deductible (Coinsurance does not apply)
Child Preventative Care $500 maximum per benefit period; Well Child Exam: $25 Copay, then 100%; Well Child Immunizations and Labs: 80% after deductible $500 maximum per benefit period; 50% after deductible (Coinsurance does not apply)
Lab / X-Ray 80% after deductible 50% after deductible
Maternity Optional benefit Optional benefit
Physical Therapy 20 visits per benefit period, 80% after deductible 20 visits per benefit period, 50% after deductible
Skilled Nursing $10,000 maximum per benefit period, 80% after deductible $10,000 maximum per benefit period, 50% after deductible
Home Health Care 60 visits per benefit period, 80% after deductible 60 visits per benefit period, 50% after deductible
Mental Health Inpatient: 30 days per benefit period, 80% after deductible; Outpatient: 20 visits per benefit period, 50% after deductible Inpatient: 30 days per benefit period, 50% after deductible; Outpatient: 20 visits per benefit period, 50% after deductible
Hospital Care 80% after deductible 50% after deductible
Optional Benefits Maternity Maternity