March 12, 2010

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Medical Mutual of Ohio - SuperMed One – SuperMed One Standard 2500 w/o Office Copay – OHIO

A comparison of the SuperMed One Standard 2500 w/o Office Copay offered by Medical Mutual of Ohio - SuperMed One is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Application SuperMed One Standard 2500 w/o Office Copay Application SuperMed One Standard 2500 w/o Office Copay Application
Brochure SuperMed One Standard 2500 w/o Office Copay Brochure SuperMed One Standard 2500 w/o Office Copay Brochure
Copay $0 $0
Office Visit 100% after deductible 50% after deductible
Deductible Individual $2,500, Family $5,000 Individual $5,000, Family $10,000
Coinsurance 100% 50%
Coinsurance Limit N/A (Excluding the deductible) Single $4,000, Family $8,000
Out-of-Pocket Maximum N/A (Excluding the deductible) Single: $4,000, Family: $8,000
Lifetime Maximum $7,500,000 $7,500,000
Prescription Drugs Prescription Drug Benefit Period Deductible- Single/Family $250/$500;Prescription Drug Benefit Period Maximum: $2,000;Retail 30-day supply: 80% after deductible.Home delivery 90-day supply 80% after deductible; Prescription Drug Lifetime Maximum $2,500,000 Prescription Drug Benefit Period Deductible- Single/Family $250/$500;Prescription Drug Benefit Period Maximum: $2,000;Retail 30-day supply: 80% after deductible.Home delivery 90-day supply 80% after deductible; Prescription Drug Lifetime Maximum $2,500,000
Emergency Room 100% after deductible 100% after deductible (50% after deductible if it is a non-emergency)
Adult Preventative Care Routine Physical Exam 100% after deductible;Routine Mammogram, Routine Pap test, Routine EKG, Chest X-ray, Comprehensive Metabolic Panel, Urinalysis and Complete Blood Count (one each per benefit period)- 100% after deductible Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period; Well Child Care Exams 50% after deductible;Well Child Care Immunizations and Labs 50% after deductible
Child Preventative Care Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period;Well Child Care Exams 100% after deductible;Well Child Immunizations and Labs 100% after deductible Well Child Care Services to age nine. Exams and Immunizations are limited to a $500 maximum per benefit period; Well Child Care Exams 50% after deductible;Well Child Care Immunizations and Labs 50% after deductible
Lab / X-Ray 100% after deductible 50% after deductible
Maternity Optional benefit Optional benefit
Physical Therapy 20 visits per benefit period, 100% after deductible 20 visits per benefit period, 50% after deductible
Skilled Nursing 100% after deductible ($10,000 maximum per benefit period). $10,000 maximum per benefit period, 50% after deductible
Home Health Care 60 visits per benefit period, 100% after deductible 60 visits per benefit period, 50% after deductible
Mental Health Inpatient- 100% after deductible (30 days per benefit period; Substance Abuse limited to one admission per benefit period, three admissions per lifetime);Outpatient- 50% after deductible (20 visits per benefit period) Inpatient- 50% after deductible (30 days per benefit period; Substance Abuse limited to one admission per benefit period, three admissions per lifetime);Outpatient- 50% after deductible (20 visits per benefit period
Hospital Care 100% after deductible 50% after deductible
Optional Benefits Maternity,Drug Benefit Maternity,Drug Benefit