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United Security Life – Health Select – ARKANSAS
A comparison of the Health Select offered by United Security Life is detailed out below for both Network and Non-Network coverage.
| Network | Non-Network | |
|---|---|---|
|
||
| Network | See Provider | See Provider |
| Application | Health Select Application | Health Select Application |
| Brochure | Health Select Brochure | Health Select Brochure |
| Copay | $25 copay per non-preventive visit | $25 copay per non-preventive visit |
| Office Visit | $25 copay per non-preventive visit | Benefits reduced by 25% |
| Deductible | Individual: $2,500, Family: $7,500 | Individual: $2,500, Family: $7,500 |
| Coinsurance | 80% | Benefits reduced by 25% |
| Coinsurance Limit | $10,000 | $10,000 |
| Out-of-Pocket Maximum | Health Select | Health Select |
| Lifetime Maximum | $5,000,000 | $5,000,000 |
| Prescription Drugs | No prescription drug coverage unless an optional prescription drug card is selected | Benefits reduced by 25% |
| Emergency Room | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Adult Preventative Care | Health Select | |
| Child Preventative Care | Health Select | Health Select |
| Lab / X-Ray | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Maternity | Not covered | Not covered |
| Physical Therapy | Benefits reduced by 25% | |
| Skilled Nursing | 10 visits per year up to $200/visit | Benefits reduced by 25% |
| Home Health Care | Health Select | Health Select |
| Mental Health | Health Select | Health Select |
| Hospital Care | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Optional Benefits | ||